2606 Boyd Rd, Columbus, MS 39705 Property Records

Lowndes County property record for 2606 Boyd Rd, Columbus, MS 39705

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,538 sqft · built 1977
Lot Size	0.587 acres (25,564 sqft)
Owner	2 Individual Names on Record
Last Sale	$261,990 (Jan 2025)
Tax Bill	$2,099 (2025)
Deeds & Mortgages	Jan 2025 Mortgage Jan 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`46W190101900`

Property Details

APN / Parcel Number

Primary APN	`46W190101900`
Alternative APNs	`006396` `6396`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,538 sqft Adjusted Area
1st Floor Area	2,266 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,564 sqft (0.587 acres)
Lot Dimensions	166 ft deep x 154 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2606 BOYD RD
City	COLUMBUS
State	MS
Zip	39705-1243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2606 BOYD RD LOT 9 BLOCK C 09B
Legal Range	18W
Legal Township	17S
Legal Section	32
Legal Subdivision	HOLLY HILLS SUBDIV PT 1
Legal Block	C
Legal Lot Number	9
Jurisdiction	LOWNDES MS
Township / Civil Division	2
Census Block Group	2
Census Block	2028
Census Tract	302

Owner

Source: Lowndes County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2606 BOYD RD, COLUMBUS, MS 39705-1243
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2025	Deed of Trust, Mortgage NAVY FEDERAL CREDIT UNION
Jan 28, 2025	Warranty Deed, Transfer NAVY FEDERAL CREDIT UNION
Apr 4, 2022	Deed of Trust, Mortgage · ARM CADENCE BANK NA
Apr 4, 2022	Warranty Deed, Transfer · ARM CADENCE BANK NA
Aug 10, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 28, 2017	Warranty Deed, Transfer TRUSTMARK NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2025 · Amount on Record
Deed Sale	Jan 28, 2025 · Amount on Record
Prior Sale	Apr 5, 2022
Deed Book / Page	2025 / 548
Prior Transfer Date	Jul 10, 2017
Prior Transfer Doc	00201705604
Record Updated	Sep 20, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	2606 BOYD RD, COLUMBUS, MS 39705-1243
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020251627
Date	Jan 28, 2025
Book Page	2025/1627

Lender

Name	NAVY FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

Interest

Rate Type	Adjustable Rate

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Jan 28, 2025
Property Address	2606 BOYD RD, COLUMBUS, MS 39705-1243
Document Number	0020250548
Book / Page	2025 / 548
Instrument Date	Jan 15, 2025
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2606 BOYD RD, COLUMBUS, MS 39705-1243

Mortgage

Document Number	0020251627
Date	Jan 28, 2025
Instrument	2025/1627

Lender

Name	NAVY FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

Interest

Rate Type	Adjustable Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	2606 BOYD RD, COLUMBUS, MS 39705-1243
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020228045
Date	Apr 4, 2022
Book Page	2022/8045

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Apr 4, 2022
Property Address	2606 BOYD RD, COLUMBUS, MS 39705-1243
Document Number	0020222573
Book / Page	2022 / 2573
Instrument Date	Mar 31, 2022
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2606 BOYD RD, COLUMBUS, MS 39705-1243

Mortgage

Document Number	0020228045
Date	Apr 4, 2022
Instrument	2022/8045

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWNDES MS
Recording Date	Aug 10, 2017
Property Address	2606 BOYD RD, COLUMBUS, MS 39705-1243
Document Number	0020175604
Book / Page	002017 / 005604
Instrument Date	Jul 10, 2017
Transaction Type	Transfer
Record Updated	Aug 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2606 BOYD RD COLUMBUS MS 397051243, COLUMBUS, MS 39705-1243

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Apr 28, 2017
Property Address	2606 BOYD RD, COLUMBUS, MS 39705-1243
Document Number	0020172803
Book / Page	002017 / 002803
Instrument Date	Apr 27, 2017
Transaction Type	Transfer
Record Updated	May 4, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2606 BOYD RD COLUMBUS MS 397051243, COLUMBUS, MS 39705-1243

Mortgage

Document Number	20179441
Date	Apr 28, 2017
Book Page	002017/009441

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2047

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,099.00 (+1.4%) Homeowner's exemption	$14,692 (+13.74%)	$146,920 (+13.74%) Land $15,000 Building $131,920
2024	$2,070.00 (+14.24%)
2023	$1,812.00 Homeowner's exemption	$12,917	$129,170 Land $15,000 Building $114,170

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 54 policies
Nearby Flood Policies	54 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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