2605 Worcester Dr, Champaign, IL 61821 Property Records

Champaign County property record for 2605 Worcester Dr, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,478 sqft · built 1987
Lot Size	0.191 acres (8,332 sqft)
Owner	2 Individual Names on Record
Last Sale	$141,000 (Apr 2004)
Tax Bill	$5,470 (2024)
Deeds & Mortgages	Aug 2025 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-20-22-130-016`

Property Details

APN / Parcel Number

Primary APN	`45-20-22-130-016`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,478 sqft Building Perimeter
1st Floor Area	1,478 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,332 sqft (0.191 acres)
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	2605 WORCESTER DR
City	CHAMPAIGN
State	IL
Zip	61821-5314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 334 STRATFORD PARK NORTH SUB NO 3
Legal Range	08E
Legal Township	19N
Legal Section	22
Legal Subdivision	STRATFORD PARK NORTH SUB NO 3
Legal Lot Number	334
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	3
Census Block	3007
Census Tract	1203

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2605 WORCESTER DR, CHAMPAIGN, IL 61821-5314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
May 10, 2017	Deed of Trust, Mortgage · Commercial Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2004 · Amount on Record
Deed Sale	Apr 2, 2004 · Amount on Record
Deed Document Number	20049050
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2605 WORCESTER DR, CHAMPAIGN, IL 61821-5314
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2605 WORCESTER DR, CHAMPAIGN, IL 61821-5314

Mortgage

Document Number	0000012506
Date	Aug 20, 2025
Instrument	2025R12506

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2035
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	12%
Index	SOFR Average 30-Day
Max Rate	12%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2605 WORCESTER DR, CHAMPAIGN, IL 61821-5314
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008029
Date	May 10, 2017
Instrument	2017R08029

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61821

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Apr 28, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$77,120 (+33.54%) Land $16,350 Building $60,770	$231,360 (+33.54%) Land $49,050 Building $182,310
2024	$5,470.00 (+14.96%)
2022	$4,758.00 Homeowner's exemption	$57,750 Land $12,240 Building $45,510	$173,250 Land $36,720 Building $136,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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