2604 Worcester Dr, Champaign, IL 61821 Property Records

Champaign County property record for 2604 Worcester Dr, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,008 sqft · built 1985
Lot Size	0.171 acres (7,438 sqft)
Owner	Individual Name on File
Last Sale	$137,500 (May 2019)
Tax Bill	$3,900 (2024)
Deeds & Mortgages	Mar 2023 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45-20-22-104-015`

Property Details

APN / Parcel Number

Primary APN	`45-20-22-104-015`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,008 sqft Building Perimeter
1st Floor Area	1,008 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,438 sqft (0.171 acres)
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	2604 WORCESTER DR
City	CHAMPAIGN
State	IL
Zip	61821-5315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 219 STRATFORD PARK NORTH SUB NO 2
Legal Range	08E
Legal Township	19N
Legal Section	22
Legal Subdivision	STRATFORD PARK NORTH SUB NO 2
Legal Lot Number	219
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	3
Census Block	3005
Census Tract	1203

Owner

2604 Worcester Dr is owned and occupied by an individual who bought it in May 2019.

Source: Champaign County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	2604 WORCESTER DR, CHAMPAIGN, IL 61821-5315
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Aug 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
May 13, 2019	Warranty Deed, Transfer · Conventional Mortgage ILLINOIS NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2019 · Amount on File
Deed Sale	May 13, 2019 · Amount on File
Deed Document Number	20196787
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2604 WORCESTER DR, CHAMPAIGN, IL 61821-5315
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2604 WORCESTER DR, CHAMPAIGN, IL 61821-5315

Mortgage

Document Number	0000002915
Date	Mar 10, 2023
Instrument	2023R02915

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Mar 4, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2604 WORCESTER DR, CHAMPAIGN, IL 61821-5315
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026742
Date	Nov 10, 2021
Instrument	2021R26742

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.22%

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2604 WORCESTER DR, CHAMPAIGN, IL 61821-5315
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2604 WORCESTER DR, CHAMPAIGN, IL 61821-5315

Mortgage

Document Number	0000011215
Date	Aug 1, 2025
Instrument	2025R11215

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2040

Interest

Rate	6.5%
Change Frequency	10 Years

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 13, 2019
Property Address	2604 WORCESTER DR, CHAMPAIGN, IL 61821-5315
Document Number	0000006787
Map Reference	MB Z PG 98
Instrument Date	Apr 24, 2019
Instrument	2019R06787
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$206.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2604 WORCESTER DR, CHAMPAIGN, IL 61821-5315

Mortgage

Document Number	0000006788
Date	May 13, 2019
Instrument	2019R06788

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2034

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$62,530 Land $15,430 Building $47,100	$187,590 Land $46,290 Building $141,300
2024	$3,900.00
2022	$3,293.00 Homeowner's exemption Senior Citizen's exemption	$46,820 Land $11,550 Building $35,270	$140,460 Land $34,650 Building $105,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2604 Worcester Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2604 Worcester Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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