Miami County property record for 2605 Seneca Dr, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,608 sqft · built 1986 |
| Lot Size | 0.585 acres (25,483 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $289,900 (Jul 2020) |
| Tax Bill | $4,346 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage Jan 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C06-083509 |
| Primary APN | C06-083509 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,608 sqft Living Area |
| 1st Floor Area | 2,896 sqft |
| Upper Floors Area | 1,160 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 25,483 sqft (0.585 acres) |
| Lot Dimensions | 251 ft deep x 100 ft wide |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 402 sqft |
| Patio Area | 302 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 2605 SENECA DR |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-7534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6-4-5 LOT 136 SHENANDOAH SUB SEC 7 |
| Legal Range | 06 |
| Legal Township | 04 |
| Legal Section | 05 |
| Legal Subdivision | SHENANDOAH SUB SEC 7 |
| Legal Lot Number | 136 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 365302 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2605 SENECA DR, TROY, OH 45373-7534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC |
| Jan 25, 2017 | Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2020 · Amount on Record |
| Deed Sale | Jul 24, 2020 · Amount on Record |
| Prior Sale | Jun 26, 2012 · Amount on Record |
| Deed Document Number | 20202020OR-10057 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jul 24, 2020 |
| Property Address | 2605 SENECA DR, TROY, OH 45373-7534 |
| Document Number | 0000010057 |
| Map Reference | MB 14 PG 54 |
| Instrument Date | Jul 17, 2020 |
| Instrument | 2020OR-10057 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2605 SENECA DR, TROY, OH 45373-7534 |
| Document Number | 0000010058 |
|---|---|
| Date | Jul 24, 2020 |
| Instrument | 2020OR-10058 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 2605 SENECA DR, TROY, OH 45373-7534 |
| Document Number | 0000001591 |
| Instrument Date | Jan 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2605 SENECA DR TROY OH 453737534, TROY, OH 45373-7534 |
| Document Number | 0000001591 |
|---|---|
| Date | Feb 7, 2017 |
| Instrument | 1591 |
| Name | WRIGHT-PATT CU |
|---|---|
| Type | Credit Union |
| Address | BEAVERCREEK, OH 45434 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 6, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,346.00 (+6.89%) Homeowner's exemption | $124,990 (+20.93%) Land $21,000 Building $103,990 | $357,100 (+20.93%) Land $60,000 Building $297,100 |
| 2024 | $4,066.00 (+2.01%) Homeowner's exemption | $103,360 (-) Land $21,880 Building $81,480 | |
| 2023 | $3,986.00 (+16.75%) Homeowner's exemption | $103,360 (-) Land $21,880 Building $81,480 | $295,300 (-) Land $62,500 Building $232,800 |
| 2022 | $3,414.00 Homeowner's exemption | $103,360 Land $21,880 Building $81,480 | $295,300 Land $62,500 Building $232,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 12 (2008–2014) |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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