2605 Scenic View Rd, Decorah, IA 52101 Property Records

Winneshiek County property record for 2605 Scenic View Rd, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,944 sqft · built 2001
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$218,000 (May 2012)
Tax Bill	$4,232 (2024)
Deeds & Mortgages	May 2017 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`111247701700`

Property Details

APN / Parcel Number

Primary APN	`111247701700`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	1,944 sqft Living Area
1st Floor Area	840 sqft
Basement Area	1,104 sqft
Finished Basement	1,104 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.239 acres)
Garage Type	Attached
Garage Area	1,032 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2605 SCENIC VIEW RD
City	DECORAH
State	IA
Zip	52101-7395
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 JENNING'S ADDN (SE SE)
Legal Lot Number	4
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	2
Census Block	2065
Census Tract	950400

Owner

Source: Winneshiek County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2605 SCENIC VIEW RD, DECORAH, IA 52101-7395
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2017	Deed of Trust, Mortgage · Line of Credit LUANA SAVINGS BANK
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage LUANNA SAVINGS BANK
Dec 4, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LUANA SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2012 · Amount on Record
Deed Sale	May 7, 2012 · Amount on Record
Deed Document Number	2012 1712
Deed Book / Page	2012 / 1712
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	2605 SCENIC VIEW RD, DECORAH, IA 52101-7395
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/1455
Date	May 23, 2017
Book Page	2017/1455
Instrument	2017 1455

Lender

Name	LUANA SAVINGS BANK
Type	Bank
Address	LUANA, IA 52156

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	2605 SCENIC VIEW RD, DECORAH, IA 52101-7395
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/1552
Date	May 13, 2020
Book Page	2020/1552
Instrument	2020 1552

Lender

Name	LUANNA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	2605 SCENIC VIEW RD, DECORAH, IA 52101-7395
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/3561
Date	Dec 4, 2019
Book Page	2019/3561
Instrument	3561

Lender

Name	LUANA SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	253 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$410,930 (+16.17%) Land $26,190 Building $384,740	$410,930 (+16.17%) Land $26,190 Building $384,740
2024	$4,232.00 (+6.6%)
2023		$353,740 (+14.93%) Land $26,190 Building $327,550	$353,740 (+14.93%) Land $26,190 Building $327,550
2022	$3,970.00 Homeowner's exemption	$307,790 Land $21,830 Building $285,960
2021			$307,790 Land $21,830 Building $285,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEPORT WATER DISTRICT public/private · serves 775 people · EPA ID IA9630001
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Harmony Telephone Company.

Cell Coverage

5G (outdoors only) and 4G LTE

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