2604 Scenic View Rd, Decorah, IA 52101 Property Records

Winneshiek County property record for 2604 Scenic View Rd, Decorah, IA 52101

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,092 sqft · built 1995
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Tax Bill$2,394 (2026)
Deeds & MortgagesApr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN111247701800

Property Details

APN / Parcel Number

Primary APN111247701800

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,092 sqft Living Area
Basement Area1,092 sqft
Finished Basement175 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions95 ft deep x 111 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address2604 SCENIC VIEW RD
CityDECORAH
StateIA
Zip52101-7395
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 JENNINGS ADDITION (SE SE)
Legal Range08W
Legal Township98N
Legal Section12
Legal SubdivisionJENNINGS ADD
Legal Lot Number5
JurisdictionWINNESHIEK IA
Township / Civil DivisionDECORAH
Census Block Group2
Census Block2065
Census Tract950400

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2604 SCENIC VIEW RD, DECORAH, IA 52101-7395
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNESHIEK IA
Property Address2604 SCENIC VIEW RD, DECORAH, IA 52101-7395
Transaction TypeMortgage
Record UpdatedMay 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02022/1231
DateApr 21, 2022
Book Page2022/1231
Instrument2022 1231
Lender
NameDECORAH BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueApr 20, 2032
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateApr 20, 2029
Change FrequencyAnnually
Min Rate At Change4%
Max Rate At Change6%
Index1-Year CMT
Margin3

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

TypeName
StateIowa
CountyWinneshiek County
Unified School DistrictDecorah Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,394.00$234,560 (-) Land $27,450 Building $207,110$234,560 (-) Land $27,450 Building $207,110
2025$2,394.00 (+6.78%) Homeowner's exemption$234,560 (+13.89%) Land $27,450 Building $207,110$234,560 (+13.89%) Land $27,450 Building $207,110
2024$2,242.00 (-0.09%)
2023$205,960 (+15.85%) Land $27,450 Building $178,510$205,960 (+15.85%) Land $27,450 Building $178,510
2022$2,244.00 Homeowner's exemption$177,780 Land $22,880 Building $154,900
2021$177,780 Land $22,880 Building $154,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREEPORT WATER DISTRICT
public/private · serves 775 people · EPA ID IA9630001
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
GigFire
Fixed Wireless
150 / 130

May also be available: Harmony Telephone Company.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Scenic View Rd

Nearby Streets

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