2605 S Pepper Ridge Ave, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 2605 S Pepper Ridge Ave, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,379 sqft · built 1988
Lot Size	0.165 acres (7,209 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (May 2014)
Tax Bill	$3,955 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-26-279-019-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-26-279-019-000`
Alternative APN	`57187`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,379 sqft Finished Area
Gross Area	1,628 sqft
1st Floor Area	880 sqft
Upper Floors Area	748 sqft
Basement Area	832 sqft
Finished Basement	600 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,209 sqft (0.165 acres)
Lot Dimensions	106 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	144 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	57187
Street Address	2605 S PEPPER RIDGE AVE
City	SIOUX FALLS
State	SD
Zip	57103-4222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLOCK 17 ASCOT PARK ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	PARK ADDN
Legal Block	17
Legal Lot Number	9
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	3
Census Block	3011
Census Tract	1804

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2605 S PEPPER RIDGE AVE, SIOUX FALLS, SD 57103-4222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2014 · Amount on Record
Deed Sale	May 15, 2014 · Amount on Record
Deed Document Number	2014409210
Deed Book / Page	555 / 832
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2605 S PEPPER RIDGE AVE, SIOUX FALLS, SD 57103-4222
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2605 S PEPPER RIDGE AVE, SIOUX FALLS, SD 57103-4222

Mortgage

Document Number	MTG1972/887
Date	Jul 27, 2023
Book Page	MTG 1972/887

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2605 S PEPPER RIDGE AVE, SIOUX FALLS, SD 57103-4222
Transaction Type	Mortgage
Record Updated	Oct 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1847MTG/804
Date	Sep 25, 2018
Book Page	1847 MTG/804

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2033

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,546 (-0.39%) Land $33,428 Building $259,118	$292,546 Land $33,428 Building $259,118
2025	$3,955.00	$293,700 (+13.09%) Land $33,800 Building $259,900
2024	$3,955.00 (+27.66%)	$259,700 (+26.07%) Land $33,800 Building $225,900
2022	$3,098.00	$206,000 Land $33,800 Building $172,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bluepeak.

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