2505 S Pepper Ridge Ave, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 2505 S Pepper Ridge Ave, Sioux Falls, SD 57103 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,244 sqft · built 1988
Lot Size	0.16 acres (6,983 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Nov 2024)
Tax Bill	$4,458 (2025)
Deeds & Mortgages	Jun 2026 Sale Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-26-279-017-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-26-279-017-000`
Alternative APN	`57185`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,244 sqft Finished Area
1st Floor Area	1,244 sqft
Basement Area	1,212 sqft
Finished Basement	1,000 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,983 sqft (0.16 acres)
Lot Dimensions	105 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	144 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	57185
Street Address	2505 S PEPPER RIDGE AVE
City	SIOUX FALLS
State	SD
Zip	57103-4220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLOCK 17 ASCOT PARK ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	PARK ADDN
Legal Block	17
Legal Lot Number	7
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	3
Census Block	3011
Census Tract	1804

Owner

Source: Minnehaha County records · APN 01-22-26-279-017-000

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2505 S PEPPER RIDGE AVE, SIOUX FALLS, SD 57103-4220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Warranty Deed, Transfer STEWART TITLE COMPANY (BA), STEWART TITLE CO
Oct 28, 2020	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Oct 28, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage BLACK HILLS FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 15, 2024 · Amount on Record
Deed Sale	Nov 15, 2024 · Amount on Record
Prior Sale	Oct 28, 2020 · Amount on Record
Deed Document Number	2024120857
Deed Book / Page	629-D / 381
Prior Transfer Date	Oct 21, 2019
Prior Transfer Doc	592DEED/0510
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jun 12, 2026
Property Address	2505 S PEPPER RIDGE AVE, SIOUX FALLS, SD 57103-4220
Document Number	0000161027
Book / Page	639-D / 6
Instrument Date	May 21, 2026
Instrument	2026161027
Transaction Type	Transfer
Record Updated	Jul 29, 2026
Title Company	STEWART TITLE COMPANY (BA), STEWART TITLE CO

Transaction

Amount	Amount Recorded
Tax	$34,744.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2505 S PEPPER RIDGE AVE, SIOUX FALLS, SD 57103-4220

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Oct 28, 2020
Property Address	2505 S PEPPER RIDGE AVE, SIOUX FALLS, SD 57103-4220
Document Number	599DEED/946
Book / Page	599 DEED / 946
Instrument Date	Oct 27, 2020
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$278.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2505 S PEPPER RIDGE AVE, SIOUX FALLS, SD 57103-4220

Mortgage

Document Number	1903MTG297
Date	Oct 28, 2020
Instrument	1903 MTG/297

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MINNEHAHA SD
Recording Date	Oct 28, 2019
Property Address	2505 S PEPPER RIDGE AVE, SIOUX FALLS, SD 57103-4220
Document Number	592DEED/0510
Book / Page	592 DEED / 0510
Instrument Date	Oct 21, 2019
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2505 S PEPPER RIDGE AVE, SIOUX FALLS, SD 57103-4220

Mortgage

Document Number	1870MTG0401
Date	Oct 28, 2019
Instrument	1870 MTG/0401

Lender

Name	BLACK HILLS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Nov 01, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.75%
Index	1-Year LIBOR
Max Rate	7.75%

Tax Assessment & Valuation

Source: Minnehaha County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,458.00	$332,600 (+12.9%) Land $32,800 Building $299,800
2024	$4,458.00 (+16.18%)	$294,600 (+14.41%) Land $32,800 Building $261,800
2022	$3,837.00	$257,500 Land $32,800 Building $224,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Minnehaha County (46099C), updated May 2, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 460990018043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 506 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Midcontinent Communications	Cable	2,000 / 350
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Clarity Telecom. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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