Macon County property record for 2605 River Rd, Franklin, NC 28734
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,520 sqft · built 1971 |
| Lot Size | 1.31 acres (57,064 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $72,000 (Dec 1994) |
| Tax Bill | $685 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7513424960 |
| Primary APN | 7513424960 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,520 sqft Heated Area |
| 1st Floor Area | 1,520 sqft |
| Upper Floors Area | 506 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 57,064 sqft (1.31 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 480 sqft |
| Shed | 1 Shed |
| Shed Area | 1,200 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 59313 |
|---|---|
| Street Address | 2605 RIVER RD |
| City | FRANKLIN |
| State | NC |
| Zip | 28734-3565 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | CULLASAJA RD 1672 |
| Jurisdiction | MACON NC |
| Township / Civil Division | ELLIJAY |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 970600 |
Source: Macon County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2605 RIVER RD, FRANKLIN, NC 28734-3565 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 1994 · Amount on Record |
| Deed Sale | Dec 8, 1994 · Amount on Record |
| Deed Book / Page | 20 / 18981900 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 2605 RIVER RD, FRANKLIN, NC 28734-3565 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2021 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | U40/2436 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | U-40/2436 |
| Instrument | 2021003594 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $685.00 | $177,830 (+0.62%) Land $65,370 Building $112,460 | $177,830 (+0.62%) Land $65,370 Building $112,460 |
| 2025 | $685.00 (+1.78%) | ||
| 2023 | $673.00 | $176,730 Land $65,370 Building $111,360 | $176,730 Land $65,370 Building $111,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 11 (2004–2024) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
4G LTE only, no 5G reported
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