2517 River Rd, Franklin, NC 28734 Property Records

Macon County property record for 2517 River Rd, Franklin, NC 28734

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.89 acres (82,328 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Sep 2017)
Deeds & Mortgages	Oct 2017 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7513423340`

Property Details

APN / Parcel Number

Primary APN	`7513423340`
Alternative APNs	`0349626` `140844`

Exterior

Lot Area	82,328 sqft (1.89 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	140844
Street Address	2517 RIVER RD
City	FRANKLIN
State	NC
Zip	28734-3564
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R
Legal Description	LOT 2 RIVER ROAD TRACT
Legal Subdivision	RIVER ROAD TRACT
Legal Lot Number	2
Jurisdiction	MACON NC
Township / Civil Division	ELLIJAY
Census Block Group	3
Census Block	3021
Census Tract	970600

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5719 NW 84TH TER, TAMARAC, FL 33321-4550
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 28, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2017 · Amount on Record
Deed Sale	Sep 28, 2017 · Amount on Record
Prior Sale	Jul 30, 2007 · Amount on Record
Deed Document Number	20176606
Deed Book / Page	38 / 1698
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	2517 RIVER RD, FRANKLIN, NC 28734-3564
Transaction Type	Mortgage
Record Updated	Sep 26, 2023
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00F38/2248
Date	Oct 24, 2017
Book Page	F-38/2248
Instrument	2017007283

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	2517 RIVER RD, FRANKLIN, NC 28734-3564
Transaction Type	Mortgage
Record Updated	Sep 26, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000M41/9
Date	Dec 9, 2021
Book Page	M-41/9
Instrument	2021011559

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Sep 28, 2017
Property Address	2517 RIVER RD, FRANKLIN, NC 28734-3564
Document Number	00E38/1698
Book / Page	E-38 / 1698
Instrument Date	Sep 26, 2017
Instrument	2017006606
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5719 NW 84TH TER, TAMARAC, FL 33321-4550

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$39,520 (-) Land $39,520	$39,520 (-) Land $39,520
2023	$39,520 Land $39,520	$39,520 Land $39,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	11 (2004–2024)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims Hurricane Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

4G LTE only, no 5G reported

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