Charleston County property record for 2605 Ringsted Ln, Mount Pleasant, SC 29466
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,534 sqft · built 2007 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,055,000 (Jul 2024) |
| Tax Bill | $4,064 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Aug 2019 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 583-05-00-405 |
| Primary APN | 583-05-00-405 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,534 sqft Living Area |
| Gross Area | 6,030 sqft |
| 1st Floor Area | 2,104 sqft |
| Upper Floors Area | 1,430 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Terrain | High |
| Porch | Slab |
| Porch Area | 639 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Gas |
| Street Address | 2605 RINGSTED LN |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29466-9255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -INDIGO CHASE PHASE TWO DESCRIPTION -LOT 16 |
| Legal Subdivision | INDIGO CHASE PHASE TWO |
| Legal Phase | 2 |
| Legal Tract | C |
| Legal Lot Number | 16 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 4615 |
Source: Charleston County records, as of November 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2605 RINGSTED LN, MOUNT PLEASANT, SC 29466-9255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Aug 27, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 10, 2019 | Grant Deed, Transfer · Line of Credit GUILD MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2024 · Amount on Record |
| Deed Sale | Jul 10, 2024 · Amount on Record |
| Prior Sale | Jun 10, 2019 · Amount on Record |
| Deed Book / Page | 1255 / 767 |
| Prior Transfer Date | May 3, 2019 |
| Prior Transfer Doc | 0819/0176 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 2605 RINGSTED LN, MOUNT PLEASANT, SC 29466-9255 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 09800047 |
|---|---|
| Date | Apr 9, 2021 |
| Book Page | 980/47 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Aug 27, 2019 |
| Property Address | 2605 RINGSTED LN, MOUNT PLEASANT, SC 29466-9255 |
| Document Number | 0819/0176 |
| Book / Page | 000819 / 000176 |
| Instrument Date | May 3, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2605 RINGSTED LN MOUNT PLEASANT SC 294669255, MOUNT PLEASANT, SC 29466-9255 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jun 10, 2019 |
| Property Address | 2605 RINGSTED LN, MOUNT PLEASANT, SC 29466-9255 |
| Document Number | 0800/0876 |
| Book / Page | 000800 / 000876 |
| Instrument Date | May 3, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 2605 RINGSTED LN MOUNT PLEASANT SC 294669255, MOUNT PLEASANT, SC 29466-9255 |
| Document Number | 800/0877 |
|---|---|
| Date | Jun 10, 2019 |
| Book Page | 000800/000877 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 9, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 800/0878, |
|---|---|
| Date | Jun 10, 2019 |
| Book Page | 000800/000878 |
| Name | SYNOVUS BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, GA 31901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 9, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,064.00 (+68.56%) | ||
| 2024 | $2,411.00 (+8.75%) | $24,000 (-) | |
| 2022 | $2,217.00 | $24,000 | $600,000 (-) Land $147,000 Building $453,000 |
| 2020 | $600,000 Land $147,000 Building $453,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 546 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 546 in force |
| Nearby Flood Claims | 4 (2004–2016) |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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