Charleston County property record for 2604 Ringsted Ln, Mount Pleasant, SC 29466
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,667 sqft · built 2008 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $840,000 (Sep 2022) |
| Tax Bill | $3,625 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2022 Second Mortgage + 5 more |
| Flood Zone | Zone AE (high risk) |
| APN | 583-05-00-371 |
| Primary APN | 583-05-00-371 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,667 sqft Living Area |
| Gross Area | 4,032 sqft |
| 1st Floor Area | 1,365 sqft |
| Upper Floors Area | 1,302 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Multi-Family |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Terrain | High |
| Porch | Slab |
| Porch Area | 410 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Gas |
| Street Address | 2604 RINGSTED LN |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29466-9255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -INDIGO CHASE PHASE TWO DESCRIPTION -LOT 49 |
| Legal Subdivision | INDIGO CHASE PHASE TWO |
| Legal Phase | 2 |
| Legal Lot Number | 49 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 4615 |
2604 Ringsted Ln is owned and occupied by an individual who acquired it in June 2026.
Source: Charleston County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2604 RINGSTED LN, MOUNT PLEASANT, SC 29466-9255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Mar 22, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTH CAROLINA FCU |
| Sep 2, 2022 | Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Sep 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTH CAROLINA FCU |
| Jan 29, 2022 | Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Oct 30, 2020 | Deed of Trust, Mortgage · VA Mortgage NBKC BK |
| Nov 27, 2019 | Deed of Trust, Mortgage · VA Mortgage NBKC BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2022 · Amount on File |
| Deed Sale | Sep 2, 2022 · Amount on File |
| Prior Sale | Jan 29, 2022 · Amount on File |
| Deed Book / Page | 1135 / 350 |
| Last Transfer Date | Jun 15, 2026 |
| Transfer Doc | 0000039501 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jun 24, 2026 |
| Property Address | 2604 RINGSTED LN, MOUNT PLEASANT, SC 29466-9255 |
| Document Number | 0000039501 |
| Book / Page | 1398 / 319 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 202639501 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2604 RINGSTED LN, MOUNT PLEASANT, SC 29466-9255 |
| Document Number | 0000039502, |
|---|---|
| Date | Jun 24, 2026 |
| Instrument | 202639502 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 2604 RINGSTED LN, MOUNT PLEASANT, SC 29466-9255 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0010910850 |
|---|---|
| Date | Mar 22, 2022 |
| Book Page | 1091/850 |
| Name | SOUTH CAROLINA FCU |
|---|---|
| Type | Credit Union |
| Address | NORTH CHARLESTON, SC 29419 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 234 Months |
| Due | Sep 1, 2041 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Sep 2, 2022 |
| Property Address | 2604 RINGSTED LN, MOUNT PLEASANT, SC 29466-9255 |
| Document Number | 0011350350 |
| Book / Page | 1135 / 350 |
| Map Reference | MB EH PG 637-639 |
| Instrument Date | Aug 29, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,184.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2604 RINGSTED LN, MOUNT PLEASANT, SC 29466-9255 |
| Document Number | 0001135352 |
|---|---|
| Date | Sep 2, 2022 |
| Instrument | 1135/352 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 2604 RINGSTED LN, MOUNT PLEASANT, SC 29466-9255 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0010320292 |
|---|---|
| Date | Sep 14, 2021 |
| Book Page | 1032/292 |
| Name | SOUTH CAROLINA FCU |
|---|---|
| Type | Credit Union |
| Address | NORTH CHARLESTON, SC 29419 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2041 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jan 29, 2022 |
| Property Address | 2604 RINGSTED LN, MOUNT PLEASANT, SC 29466-9255 |
| Document Number | 0010720487 |
| Book / Page | 1072 / 487 |
| Map Reference | MB EH PG 637-639 |
| Instrument Date | Jan 12, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Title Company | WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2604 RINGSTED LN, MOUNT PLEASANT, SC 29466-9255 |
| Document Number | 0001072491 |
|---|---|
| Date | Jan 29, 2022 |
| Instrument | 1072/491 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 2604 RINGSTED LN, MOUNT PLEASANT, SC 29466-9255 |
| Document Number | 0933/0854 |
| Instrument Date | Oct 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2604 RINGSTED LN MOUNT PLEASANT SC 294669255, MOUNT PLEASANT, SC 29466-9255 |
| Document Number | 0933/0854 |
|---|---|
| Date | Nov 10, 2020 |
| Book Page | 000933/000854 |
| Name | NBKC BK |
|---|---|
| Address | KANSAS CITY, MO 64114 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 9, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 2604 RINGSTED LN, MOUNT PLEASANT, SC 29466-9255 |
| Document Number | 0845/0928 |
| Instrument Date | Nov 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2604 RINGSTED LN MOUNT PLEASANT SC 294669255, MOUNT PLEASANT, SC 29466-9255 |
| Document Number | 0845/0928 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | 000845/000928 |
| Name | NBKC BK |
|---|---|
| Address | KANSAS CITY, MO 64114 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 10, 2049 |
The 2025 property tax bill for 2604 Ringsted Ln was $3,625, up 11.1% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,625.00 (+11.13%) | $962,200 (+2,73%) Land $240,000 Building $722,200 | $962,200 Land $240,000 Building $722,200 |
| 2024 | $3,262.00 | $34,000 | |
| 2022 | $1,872.00 | $20,280 | $506,900 Land $148,500 Building $358,400 |
| 2020 | $850,000 Land $200,000 Building $650,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2604 Ringsted Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 546 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 546 in force |
| Nearby Flood Claims | 4 (2004–2016) |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2604 Ringsted Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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