Kent County property record for 2605 Richards Dr SE, Grand Rapids, MI 49506
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,176 sqft · built 1955 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Apr 2025) |
| Tax Bill | $4,415 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Apr 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-18-03-178-019 |
| Primary APN | 41-18-03-178-019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 576 sqft |
| Basement Area | 576 sqft |
| Finished Basement | 228 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 6,011 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Area | 208 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Deck Area | 1,896 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2605 RICHARDS DR SE |
|---|---|
| City | GRAND RAPIDS |
| State | MI |
| Zip | 49506-4735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 622 * PARIS PARK NO. 3 |
| Legal Subdivision | PARIS PARK NO. 3 |
| Legal Lot Number | 622 |
| Jurisdiction | KENT MI |
| Township / Civil Division | EAST GRAND RAPIDS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 12500 |
Source: Kent County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 PADDOCK AVE SE, GRAND RAPIDS, MI 49506-1570 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 19, 2024 | Deed of Trust, Mortgage · FHA Mortgage ADVANTAGEFIRST LENDING INC |
| Apr 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Mar 30, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage HALL FINANCIAL GROUP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2025 · Amount on Record |
| Deed Sale | Apr 30, 2025 · Amount on Record |
| Prior Sale | May 17, 2006 · Amount on Record |
| Deed Document Number | 202527922 |
| Prior Transfer Date | Mar 24, 2017 |
| Prior Transfer Doc | 0000028583 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 2605 RICHARDS DR SE, GRAND RAPIDS, MI 49506-4735 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2605 RICHARDS DR SE, GRAND RAPIDS, MI 49506-4735 |
| Document Number | 0000020892 |
|---|---|
| Date | Apr 19, 2024 |
| Instrument | 20240419-0020892 |
| Name | ADVANTAGEFIRST LENDING INC |
|---|---|
| Type | Lending Institution |
| Address | RANCHO SANTA MARGARITA, CA 92688 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 2605 RICHARDS DR SE, GRAND RAPIDS, MI 49506-4735 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000047824 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 20210423-0047824 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 2605 RICHARDS DR SE, GRAND RAPIDS, MI 49506-4735 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2605 RICHARDS DR SE, GRAND RAPIDS, MI 49506-4735 |
| Document Number | 0000020024 |
|---|---|
| Date | Mar 9, 2022 |
| Instrument | 20220309-0020024 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 2605 RICHARDS DR SE, GRAND RAPIDS, MI 49506-4735 |
| Document Number | 0000013159 |
| Instrument Date | Feb 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2605 RICHARDS DR SE GRAND RAPIDS MI 495064735, GRAND RAPIDS, MI 49506-4735 |
| Document Number | 0000013159 |
|---|---|
| Date | Feb 13, 2020 |
| Instrument | 13159 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Mar 30, 2017 |
| Property Address | 2605 RICHARDS DR SE, GRAND RAPIDS, MI 49506-4735 |
| Document Number | 0000028583 |
| Map Reference | LIB35 PG13 |
| Instrument Date | Mar 24, 2017 |
| Instrument | 20170330-0028583 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2468 NORMANDY DR SE, 2468, GRAND RAPIDS, MI 49506-5468 |
| Name | Verified Name |
|---|---|
| Address | 2605 RICHARDS DR SE, GRAND RAPIDS, MI 49506-4735 |
| Document Number | 0000028584 |
|---|---|
| Date | Mar 30, 2017 |
| Instrument | 20170330-0028584 |
| Name | HALL FINANCIAL GROUP |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
Source: Kent County assessment roll, as of June 13, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| Municipality | East Grand Rapids City |
| Unified School District | East Grand Rapids Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,415.00 (+8.5%) | $180,800 (+22.49%) | $361,600 (+22.49%) |
| 2023 | $147,600 | $295,200 | |
| 2021 | $4,069.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1994–1996) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND RAPIDS serves 306,901 people · EPA ID MI0002790 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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