2604 Richards Dr SE, Grand Rapids, MI 49506 Property Records

Kent County property record for 2604 Richards Dr SE, Grand Rapids, MI 49506

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,225 sqft · built 1951
Lot Size0.121 acres (5,271 sqft)
Owner2 Individual Names on Record
Last Sale$425,000 (Sep 2026)
Tax Bill$6,970 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Jun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN41-18-03-180-012

Property Details

APN / Parcel Number

Primary APN41-18-03-180-012

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,225 sqft Living Area
1st Floor Area600 sqft
Basement Area600 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Lot Area5,271 sqft (0.121 acres)
Lot Dimensions110 ft deep x 48 ft wide
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchSlab
Deck Area1,854 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2604 RICHARDS DR SE
CityGRAND RAPIDS
StateMI
Zip49506-4736
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionLOT 603 EX E 2.5 FT * PARIS PARK NO. 3
Legal SubdivisionPARIS PARK NO. 3
Legal Lot Number603
JurisdictionKENT MI
Township / Civil DivisionEAST GRAND RAPIDS
Census Block Group2
Census Block2012
Census Tract12500

Owner

Source: Kent County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2604 RICHARDS DR SE, GRAND RAPIDS, MI 49506-4736
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2026Warranty Deed, Transfer · Conventional Mortgage
NBKC BANK
Jun 3, 2021Warranty Deed, Transfer · Conventional Mortgage
LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 11, 2026 · Amount on Record
Deed SaleSep 11, 2026 · Amount on Record
Prior SaleJun 3, 2021 · Amount on Record
Deed Document Number2026091161732
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENT MI
Recording DateSep 11, 2026
Property Address2604 RICHARDS DR SE, GRAND RAPIDS, MI 49506-4736
Document Number0000061732
Instrument DateSep 9, 2026
Instrument202661732
Transaction TypeTransfer
Record UpdatedSep 22, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$321,937.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2604 RICHARDS DR SE, GRAND RAPIDS, MI 49506-4736

Mortgage

Document Number0000061733,
DateSep 11, 2026
Instrument20261161733
Lender
NameNBKC BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENT MI
Recording DateJun 3, 2021
Property Address2604 RICHARDS DR SE, GRAND RAPIDS, MI 49506-4736
Document Number0000064123
Map ReferenceLB 35 PG 13
Instrument DateMay 28, 2021
Instrument20210603-0064123
Transaction TypeTransfer
Record UpdatedNov 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,906.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 MALVERN AVE APT 3, 3, RICHMOND, VA 23221-2650

Mortgage

Document Number0000064124
DateJun 3, 2021
Instrument20210603-0064124
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKent County
MunicipalityEast Grand Rapids City
Unified School DistrictEast Grand Rapids Public School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$202,700 (+8.86%)$405,400 (+8.86%)
2025$6,970.00 (+81.7%) Homeowner's exemption$186,200 (+22.18%)$372,400 (+22.18%)
2023$152,400$304,800
2021$3,836.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1994–1996)
Claims Outside the SFHA3 of 3
Most Recent ClaimJan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRAND RAPIDS
serves 306,901 people · EPA ID MI0002790
Water SourceSurface water
Last State InspectionAug 2025
Lead7 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Richards Dr SE

Nearby Streets

Search Property Records by Address or Parcel Number