McLennan County property record for 2605 Mount Carmel Dr, Waco, TX 76710
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,862 sqft · built 1947 |
| Lot Size | 0.367 acres (16,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $384,370 (Feb 2026) |
| Tax Bill | $6,715 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Sep 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-043803-002300-7 |
| Primary APN | 48-043803-002300-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,862 sqft Living Area |
| Gross Area | 3,327 sqft |
| 1st Floor Area | 2,862 sqft |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Other |
| Roof Material | Built-Up Asphalt |
| Lot Area | 16,000 sqft (0.367 acres) |
| Lot Dimensions | 160 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 465 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 1,680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 367 sqft |
| Storage Building | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2605 MOUNT CARMEL DR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76710-1509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | WESTBURY HILLS LOT 2 BLOCK 3 ACRES .3673 |
| Legal Subdivision | WESTBURY HILLS |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 5 |
| Census Block | 5018 |
| Census Tract | 2600 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2605 MOUNT CARMEL DR, WACO, TX 76710-1509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 13, 2026 | Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 16, 2022 | Vendor's Lien, Transfer · FHA Mortgage SWBC MORTGAGE CORP |
| Jun 30, 2017 | Warranty Deed, Transfer COMMUNITY BK&TR WACO TX |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2026 · Amount on Record |
| Deed Sale | Feb 13, 2026 · Amount on Record |
| Prior Sale | Sep 16, 2022 · Amount on Record |
| Deed Document Number | 20264744 |
| Prior Transfer Date | Jun 30, 2017 |
| Prior Transfer Doc | 0000021175 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Feb 13, 2026 |
| Property Address | 2605 MOUNT CARMEL DR, WACO, TX 76710-1509 |
| Document Number | 0000004744 |
| Map Reference | VOL 830 PG 599 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 2026004744 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Title Company | FTC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2605 MOUNT CARMEL DR, WACO, TX 76710-1509 |
| Name | Verified Name |
|---|---|
| Address | 2605 MOUNT CARMEL DR, WACO, TX 76710-1509 |
| Document Number | 0000004745 |
|---|---|
| Date | Feb 13, 2026 |
| Instrument | 2026004745 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Sep 16, 2022 |
| Property Address | 2605 MOUNT CARMEL DR, WACO, TX 76710-1509 |
| Document Number | 0000037389 |
| Map Reference | VOL 830 PG 599 |
| Instrument Date | Sep 14, 2022 |
| Instrument | 2022037389 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Title Company | ALAMO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2605 MOUNT CARMEL DR, WACO, TX 76710-1509 |
| Document Number | 0000037390 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 2022037390 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Number | 0000037391 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 2022037391 |
| Name | TEXAS STATE AFFORDABLE HSNG CORP |
|---|---|
| Type | Government Agency |
| Address | AUSTIN, TX 78752 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Sep 14, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jun 30, 2017 |
| Property Address | 2605 MOUNT CARMEL DR, WACO, TX 76710-1509 |
| Document Number | 0000021175 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 21175 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2605 MOUNT CARMEL DR WACO TX 767101509, WACO, TX 76710-1509 |
| Document Number | 21176 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 21176 |
| Name | COMMUNITY BK&TR WACO TX |
|---|---|
| Type | Bank |
| Address | WACO, TX 76703-2303 |
| Amount | Amount Recorded |
|---|
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $399,312 (-) Land $39,680 Building $359,632 | $399,312 (-) Land $39,680 Building $359,632 | |
| 2025 | $6,715.00 (-18.95%) Homeowner's exemption | $399,312 (-11.14%) Land $39,680 Building $359,632 | $399,312 (-11.14%) Land $39,680 Building $359,632 |
| 2024 | $8,285.00 (+1.98%) | ||
| 2023 | $449,360 (+10.02%) Land $39,680 Building $409,680 | $449,360 (+10.02%) Land $39,680 Building $409,680 | |
| 2022 | $8,124.00 Homeowner's exemption | $408,450 Land $34,560 Building $373,890 | $408,450 Land $34,560 Building $373,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.3% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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