2401 Mount Carmel Dr, Waco, TX 76710 Property Records

McLennan County property record for 2401 Mount Carmel Dr, Waco, TX 76710

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,512 sqft · built 1956
Lot Size0.253 acres (11,011 sqft)
Owner2 Individual Names on File
Last Sale$199,000 (Aug 2021)
Tax Bill$3,822 (2025)
Deeds & MortgagesAug 2021 Mortgage
Feb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN48-026603-032200-9

Property Details

APN / Parcel Number

Primary APN48-026603-032200-9
Alternative APNs
  • 4802660303220090111
  • 180002

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,512 sqft Living Area
Gross Area1,792 sqft
1st Floor Area1,512 sqft
FlooringWood

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1996
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area11,011 sqft (0.253 acres)
Lot Dimensions130 ft deep x 85 ft wide
Garage TypeAttached
Garage Area280 sqft
DrivewayConcrete Driveway
Driveway Area960 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area26 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2401 MOUNT CARMEL DR
CityWACO
StateTX
Zip76710-1505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionLAKE SHORE HILLS LOT 1 BLOCK 21 ACRES .2528
Legal SubdivisionLAKE SHORE HILLS
Legal Block21
Legal Lot Number1
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group5
Census Block5019
Census Tract2600

Owner

2401 Mount Carmel Dr is owned by two individuals who bought it in August 2021.

Source: McLennan County records, as of August 24, 2026

Owner of Record2 Individual Names on File
Mailing Address14906 SUMMERLAND CIR, CYPRESS, TX 77429-1871
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2021Vendor's Lien, Transfer · Conventional Mortgage
WILLOW BEND MORTGAGE CO
Feb 26, 2018Deed of Trust, Mortgage
AMERICAN BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 17, 2021 · Amount on File
Deed SaleAug 17, 2021 · Amount on File
Deed Document Number202132999
Prior Transfer DateAug 16, 2021
Prior Transfer Doc0000032999
Record UpdatedOct 29, 2026

August 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateAug 17, 2021
Property Address2401 MOUNT CARMEL DR, WACO, TX 76710-1505
Document Number0000032999
Map ReferenceVOL 784 PG 84
Instrument DateAug 16, 2021
Instrument2021032999
Transaction TypeTransfer
Record UpdatedSep 21, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14906 SUMMERLAND CIR, CYPRESS, TX 77429-1871

Mortgage

Document Number0000033000
DateAug 17, 2021
Instrument2021033000
Lender
NameWILLOW BEND MORTGAGE CO
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueSep 1, 2036

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address2401 MOUNT CARMEL DR, WACO, TX 76710-1505
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005992
DateFeb 26, 2018
Instrument2018005992
Lender
NameAMERICAN BANK NA
TypeBank
AddressWACO, TX 76715
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2401 Mount Carmel Dr was $3,822, down 2.4% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$169,226 (-0.46%) Land $27,968 Building $141,258$169,226 (-0.46%) Land $27,968 Building $141,258
2025$3,822.00 (-2.38%)$170,000 Land $25,440 Building $144,560$170,000 Land $25,440 Building $144,560
2024$3,915.00
2023$170,500 Land $25,440 Building $145,060$170,500 Land $25,440 Building $145,060
2022$3,822.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2401 Mount Carmel Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2401 Mount Carmel Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 50
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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