McLennan County property record for 2401 Mount Carmel Dr, Waco, TX 76710
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 1956 |
| Lot Size | 0.253 acres (11,011 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $199,000 (Aug 2021) |
| Tax Bill | $3,822 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-026603-032200-9 |
| Primary APN | 48-026603-032200-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| Gross Area | 1,792 sqft |
| 1st Floor Area | 1,512 sqft |
| Flooring | Wood |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 11,011 sqft (0.253 acres) |
| Lot Dimensions | 130 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 960 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 26 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2401 MOUNT CARMEL DR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76710-1505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | LAKE SHORE HILLS LOT 1 BLOCK 21 ACRES .2528 |
| Legal Subdivision | LAKE SHORE HILLS |
| Legal Block | 21 |
| Legal Lot Number | 1 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 5 |
| Census Block | 5019 |
| Census Tract | 2600 |
2401 Mount Carmel Dr is owned by two individuals who bought it in August 2021.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14906 SUMMERLAND CIR, CYPRESS, TX 77429-1871 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2021 | Vendor's Lien, Transfer · Conventional Mortgage WILLOW BEND MORTGAGE CO |
| Feb 26, 2018 | Deed of Trust, Mortgage AMERICAN BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2021 · Amount on File |
| Deed Sale | Aug 17, 2021 · Amount on File |
| Deed Document Number | 202132999 |
| Prior Transfer Date | Aug 16, 2021 |
| Prior Transfer Doc | 0000032999 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Aug 17, 2021 |
| Property Address | 2401 MOUNT CARMEL DR, WACO, TX 76710-1505 |
| Document Number | 0000032999 |
| Map Reference | VOL 784 PG 84 |
| Instrument Date | Aug 16, 2021 |
| Instrument | 2021032999 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14906 SUMMERLAND CIR, CYPRESS, TX 77429-1871 |
| Document Number | 0000033000 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 2021033000 |
| Name | WILLOW BEND MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2401 MOUNT CARMEL DR, WACO, TX 76710-1505 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005992 |
|---|---|
| Date | Feb 26, 2018 |
| Instrument | 2018005992 |
| Name | AMERICAN BANK NA |
|---|---|
| Type | Bank |
| Address | WACO, TX 76715 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 2401 Mount Carmel Dr was $3,822, down 2.4% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $169,226 (-0.46%) Land $27,968 Building $141,258 | $169,226 (-0.46%) Land $27,968 Building $141,258 | |
| 2025 | $3,822.00 (-2.38%) | $170,000 Land $25,440 Building $144,560 | $170,000 Land $25,440 Building $144,560 |
| 2024 | $3,915.00 | ||
| 2023 | $170,500 Land $25,440 Building $145,060 | $170,500 Land $25,440 Building $145,060 | |
| 2022 | $3,822.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2401 Mount Carmel Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2401 Mount Carmel Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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