McHenry County property record for 2605 Midoak Ln, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 1,872 sqft · built 1971 |
| Lot Size | 0.143 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (May 2024) |
| Tax Bill | $5,505 (2024) |
| Deeds & Mortgages | May 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-36-378-009 |
| Primary APN | 09-36-378-009 |
|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,872 sqft Living Area |
| 1st Floor Area | 1,872 sqft |
| Basement Area | 1,872 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | A-Frame |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 6,098 sqft (0.143 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 96 sqft |
| Street Address | 2605 MIDOAK LN |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-9209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2024R0010486 LT 28 FAIR OAKS SUB 1ST ADDN |
| Legal Subdivision | FAIR OAKS SUB 1ST ADDN |
| Legal Block | 378 |
| Legal Lot Number | 28 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 870702 |
2605 Midoak Ln is owned and occupied by an individual who bought it in May 2024.
Source: McHenry County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2605 MIDOAK LN, MCHENRY, IL 60051-9209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2024 · Amount on File |
| Deed Sale | May 1, 2024 · Amount on File |
| Deed Document Number | 202410486 |
| Prior Transfer Date | Jan 22, 2011 |
| Prior Transfer Doc | 0000030325 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | May 1, 2024 |
| Property Address | 2605 MIDOAK LN, MCHENRY, IL 60051-9209 |
| Document Number | 0000010486 |
| Map Reference | DOC67280MB5PG29 |
| Instrument Date | Apr 23, 2024 |
| Instrument | 2024R0010486 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2605 MIDOAK LN, MCHENRY, IL 60051-9209 |
| Document Number | 0000010487 |
|---|---|
| Date | May 1, 2024 |
| Instrument | 2024R0010487 |
| Name | HOME STATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7% |
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $5,505.00 | $76,831 Land $6,657 Building $70,174 | $230,493 Land $19,971 Building $210,522 |
| 2022 | Homeowner's exemption | $63,858 Land $5,533 Building $58,325 | $191,574 Land $16,599 Building $174,975 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2605 Midoak Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1986–1996) |
| Most Recent Claim | Jul 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2605 Midoak Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: i3 Broadband.
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