McHenry County property record for 2603 Midoak Ln, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 1,638 sqft · built 1979 |
| Lot Size | 0.136 acres (5,932 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-36-378-028 |
| Primary APN | 09-36-378-028 |
|---|
| Building Area | 1,638 sqft |
|---|---|
| Gross Area | 2,730 sqft |
| 1st Floor Area | 1,092 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Frame/Vinyl |
| Lot Area | 5,932 sqft |
| Garage Area | 440 sqft |
| Street Address | 2603 MIDOAK LN |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-9209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2019R0023809 LTS 25 & 26 FAIR OAKS SUB 1ST ADDN MEMO: PANERALI, RICHARD A/ SMITH-PANERALI, AMANDA J |
| Legal Range | 08E |
| Legal Township | 45N |
| Legal Section | 36 |
| Legal Subdivision | FAIR OAKS |
| Legal Block | 378 |
| Legal Lot Number | 25-26 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 870702 |
2603 Midoak Ln is owned and occupied by an individual who acquired it in July 2019.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2603 MIDOAK LN, MCHENRY, IL 60051-9209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2019 |
| Deed Sale | Jul 31, 2019 |
| Prior Sale | Jun 11, 2018 · Amount on File |
| Deed Document Number | 2018R0019115 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 2603 MIDOAK LN, MCHENRY, IL 60051-9209 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000030231 |
|---|---|
| Date | Jun 3, 2021 |
| Instrument | 2021R0030231 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $69,334 Land $10,654 Building $58,680 | $208,002 Land $31,962 Building $176,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2603 Midoak Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1986–1996) |
| Most Recent Claim | Jul 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2603 Midoak Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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