2605 Live Oak Rd, Santo, TX 76472 Property Records

Palo Pinto County property record for 2605 Live Oak Rd, Santo, TX 76472

Property Summary

Property Type	Single Family Home
Details	3,790 sqft · built 2005
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Tax Bill	$3,053 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R000030906`

Property Details

APN / Parcel Number

Primary APN	`R000030906`
Alternative APN	`022848000`

Interior

Building Area	3,790 sqft Living Area

Exterior

Year Built	Built 2005
Lot Area	217,800 sqft (5 acres)
Porch	Porch
Porch Area	519 sqft

Location & Zoning

Account Number	R000030906
Old Parcel Number	R000030906
Street Address	2605 LIVE OAK RD
City	SANTO
State	TX
Zip	76472-3832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AB 362 TR 17-5 RA PORTER G#10362-00-00170-005-00-0 LII#
Legal Subdivision	RA PORTER SURVEY A-362
Legal Tract	17-5
Jurisdiction	PALO PINTO TX
Township / Civil Division	PALO PINTO-SANTO
Census Block Group	2
Census Block	2030
Census Tract	300

Owner

Source: Palo Pinto County records, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2605 LIVE OAK RD, SANTO, TX 76472-3832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage JAMES B NUTTER & CO
Feb 12, 2025	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Sep 26, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage JAMES B NUTTER & CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2025
Deed Sale	Feb 12, 2025
Deed Document Number	778
Deed Book / Page	2580 / 745
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALO PINTO TX
Property Address	2605 LIVE OAK RD, SANTO, TX 76472-3832
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002359/170
Date	Feb 9, 2021
Book Page	2359/170
Instrument	2021-00000919

Lender

Name	JAMES B NUTTER & CO
Type	Mortgage Company
Address	KANSAS CITY, MO 64111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALO PINTO TX
Recording Date	Feb 12, 2025
Property Address	2605 LIVE OAK RD, SANTO, TX 76472-3832
Document Number	002580/746
Book / Page	2580 / 746
Map Reference	VOL 1270 PG 583
Instrument Date	Feb 10, 2025
Instrument	2025-00000778
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2605 LIVE OAK RD, SANTO, TX 76472-3832

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALO PINTO TX
Property Address	2605 LIVE OAK RD, SANTO, TX 76472-3832
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	SYNRGO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2287/0482
Date	Sep 26, 2019
Book Page	2287/0482
Instrument	2019-00004635

Lender

Name	JAMES B NUTTER & CO
Type	Mortgage Company
Address	KANSAS CITY, MO 64111

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	356 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Palo Pinto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Palo Pinto County
Unified School District	Lipan Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$604,310 (+35.62%) Land $125,000 Building $479,310	$604,310 (+35.62%) Land $125,000 Building $479,310
2024	$3,053.00 (+26.26%)
2023		$445,590 Land $71,000 Building $374,590	$445,590 Land $71,000 Building $374,590
2018	$2,418.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2010–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 83% of Texas
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTO SUD serves 3,546 people · EPA ID TX1820010
Water Source	Purchased surface water from CITY OF MINERAL WELLS
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

May also be available: Cirra Networks, Lipan Telephone Company.

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