Palo Pinto County property record for 2528 Live Oak Rd, Santo, TX 76472
| Property Type | Rural Home |
|---|---|
| Details | 2,204 sqft · built 1991 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $892 (2024) |
| Deeds & Mortgages | Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R000002783 |
| Primary APN | R000002783 |
|---|---|
| Alternative APN |
|
| Building Area | 2,204 sqft Living Area |
|---|---|
| 2nd Floor Area | 1,084 sqft |
| Year Built | Built 1991 |
|---|---|
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Porch |
| Porch Area | 428 sqft |
| Patio Area | 125 sqft |
| Account Number | R000002783 |
|---|---|
| Old Parcel Number | R000002783 |
| Street Address | 2528 LIVE OAK RD |
| City | SANTO |
| State | TX |
| Zip | 76472-3834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | AB 362 TR 1-1 RA PORTER G#10362-00-00010-001-00-0 |
| Legal Subdivision | RA PORTER SURVEY A-362 |
| Legal Tract | 1-1 |
| Jurisdiction | PALO PINTO TX |
| Township / Civil Division | PALO PINTO-SANTO |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 300 |
2528 Live Oak Rd, a rural home, is owned and occupied by two individuals.
Source: Palo Pinto County records, as of October 31, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2528 LIVE OAK RD, SANTO, TX 76472-3834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALO PINTO TX |
| Property Address | 2528 LIVE OAK RD, SANTO, TX 76472-3834 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2281/0065 |
|---|---|
| Date | Aug 12, 2019 |
| Book Page | 2281/0065 |
| Instrument | 2019-00003798 |
| Name | EECU |
|---|---|
| Type | Credit Union |
| Address | FORT WORTH, TX 76102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2034 |
Source: Palo Pinto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Palo Pinto County |
| Unified School District | Santo Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $189,780 Land $10,500 Building $179,280 | $189,780 Land $10,500 Building $179,280 | |
| 2024 | $892.00 | ||
| 2023 | $176,330 Land $9,000 Building $167,330 | $176,330 Land $9,000 Building $167,330 | |
| 2018 | $2,006.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2528 Live Oak Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective March 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2010–2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2528 Live Oak Rd is high, ranking above 81% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 75% of Texas |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTO SUD serves 3,546 people · EPA ID TX1820010 |
|---|---|
| Water Source | Purchased surface water from CITY OF MINERAL WELLS |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile Fixed Wireless | 25 / 3 |
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