San Diego County property record for 2605 Lightning Trail Ln, Chula Vista, CA 91915
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,038 sqft · built 2002 |
| Lot Size | 0.89 acres (3,889 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $312,000 (Mar 2002) |
| Tax Bill | $7,025 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 643-482-27-00 |
| Primary APN | 643-482-27-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,038 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 3,889 sqft (0.89 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2605 LIGHTNING TRAIL LN |
|---|---|
| City | CHULA VISTA |
| State | CA |
| Zip | 91915-1597 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC4RP13 |
| Legal Description | LOT 168 TR 014155 |
| Legal Subdivision | CHULA VISTA TERRACE |
| Legal Tract | 014155 |
| Legal Block | 1 |
| Legal Lot Number | 168 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 13319 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2605 LIGHTNING TRAIL LN, CHULA VISTA, CA 91915-1597 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2002 · Amount on Record |
| Deed Sale | Mar 25, 2002 · Amount on Record |
| Deed Document Number | 2002246328 |
| Last Transfer Date | Nov 17, 2006 |
| Transfer Doc | 0000845049 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2605 LIGHTNING TRAIL LN, CHULA VISTA, CA 91915-1597 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | AMROCK TITLE CALIFORNIA INC |
| Name | Verified Name |
|---|---|
| Address | 2605 LIGHTNING TRAIL LN, CHULA VISTA, CA 91915-1597 |
| Document Number | 0000591166 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 2021-0591166 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $469,508 (+2%) Land $165,740 Building $303,768 | |
| 2025 | $7,025.00 (+5.31%) Homeowner's exemption | $460,303 (+4.04%) Land $162,491 Building $297,812 |
| 2023 | $6,671.00 (+3.28%) Homeowner's exemption | $442,431 Land $156,182 Building $286,249 |
| 2022 | $6,459.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Barona North tribal government · serves 1,171 people · EPA ID 090600118 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Copper | 2.34 mg/L (2020–2022) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 8,000 / 8,000 |
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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