2601 Lightning Trail Ln, Chula Vista, CA 91915 Property Records

San Diego County property record for 2601 Lightning Trail Ln, Chula Vista, CA 91915

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,856 sqft · built 2002
Lot Size0.104 acres (4,540 sqft)
OwnerIndividual Name on File
Last Sale$380,000 (Sep 2008)
Tax Bill$5,131 (2025)
Deeds & MortgagesDec 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN643-482-26-00

Property Details

APN / Parcel Number

Primary APN643-482-26-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,856 sqft Living Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area4,540 sqft (0.104 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2601 LIGHTNING TRAIL LN
CityCHULA VISTA
StateCA
Zip91915-1597
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC4RP13
Legal DescriptionLOT 167 TR 014155
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract014155
Legal Block1
Legal Lot Number167
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1008
Census Tract13319

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2601 LIGHTNING TRAIL LN, CHULA VISTA, CA 91915-1597
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2008 · Amount on File
Deed SaleSep 15, 2008 · Amount on File
Prior SaleMar 25, 2002 · Amount on File
Deed Document Number2008488553
Prior Transfer DateSep 9, 2008
Prior Transfer Doc0000488554
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2601 LIGHTNING TRAIL LN, CHULA VISTA, CA 91915-1597
Transaction TypeMortgage
Record UpdatedDec 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2601 LIGHTNING TRAIL LN, CHULA VISTA, CA 91915-1597

Mortgage

Document Number0000336374
DateDec 7, 2023
Instrument2023-0336374
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount on Record
Term479 Months
DueNov 1, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$499,113 (+2%) Land $236,422 Building $262,691
2025$5,131.00 (+3.45%)$489,328 (+4.04%) Land $231,787 Building $257,541
2023$4,960.00 (+2.37%)$470,330 Land $222,788 Building $247,542
2022$4,845.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 74% of California
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBarona North
tribal government · serves 1,171 people · EPA ID 090600118
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead4 ppb (2023–2025)
action level 15 ppb
Copper2.34 mg/L (2020–2022)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile.

Nearby Properties on Lightning Trail Ln

Nearby Streets

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