2605 E State St, Rockford, IL 61108 Property Records

Winnebago County property record for 2605 E State St, Rockford, IL 61108

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,812 sqft · built 1956
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$101,000 (Jul 2017)
Tax Bill	$4,085 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`174B014`

Property Details

APN / Parcel Number

Primary APN	`174B014`
Alternative APN	`1230105001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,812 sqft Living Area
Gross Area	3,351 sqft
1st Floor Area	1,450 sqft
Basement Area	1,450 sqft
Finished Basement	352 sqft
Unfinished Basement	1,098 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	147 ft deep x 91 ft wide
Terrain	High
View / Lot	Traffic
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	174B014
Street Address	2605 E STATE ST
City	ROCKFORD
State	IL
Zip	61108-1734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CALVIN PK HILLS PLAT NO 1 MARTIN HAWKINSON CO SUB OF THE OSCAR LINDGREN FARMW 91 FT LOTS 14 + 015 BLOCK 001
Legal Subdivision	CALVIN PK HILLS PLAT NO 1
Legal Block	1
Legal Lot Number	1
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	5
Census Block	5005
Census Tract	1500

Owner

2605 E State St is owned and occupied by an individual who bought it in July 2017.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	2605 E STATE ST, ROCKFORD, IL 61108-1734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2017 · Amount on File
Deed Sale	Jul 26, 2017 · Amount on File
Prior Sale	Jun 22, 2009 · Amount on File
Record Updated	Oct 29, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 26, 2017
Property Address	2605 E STATE ST, ROCKFORD, IL 61108-1734
Document Number	0001022501
Instrument Date	Jul 20, 2017
Instrument	1022501
Transaction Type	Transfer
Record Updated	Aug 21, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$151.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2605 E STATE ST ROCKFORD IL 611081734, ROCKFORD, IL 61108-1734

Mortgage

Document Number	1022502
Date	Jul 26, 2017
Instrument	1022502

Lender

Name	ALPINE BK&TR
Type	Bank
Address	ROCKFORD, IL 61107

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 2605 E State St was $4,085 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,085.00	$52,268 Land $9,022 Building $43,246	$156,804 Land $27,066 Building $129,738
2022	Homeowner's exemption	$36,969 Land $6,382 Building $30,587	$110,907 Land $19,146 Building $91,761

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2605 E State St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (2006–2007)
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2605 E State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
T-Mobile Fiber · Fixed Wireless in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20