2520 E State St, Rockford, IL 61108 Property Records

Winnebago County property record for 2520 E State St, Rockford, IL 61108

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,138 sqft · built 1984
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Jun 2019)
Tax Bill$5,456 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jun 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN163C251A

Property Details

APN / Parcel Number

Primary APN163C251A
Alternative APN
  • 1219358027

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area2,138 sqft Living Area
Gross Area2,626 sqft
1st Floor Area642 sqft
Basement Area642 sqft
Finished Basement550 sqft
Unfinished Basement92 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleContemporary
Construction TypeFrame
Roof MaterialAsphalt
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions153 ft deep x 90 ft wide
View / LotAlley
Garage TypeAttached
Garage Area396 sqft
Parking Spaces1 Parking Space
PorchPorch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number163C251A
Street Address2520 E STATE ST
CityROCKFORD
StateIL
Zip61108-1752
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionWELTYS 2ND LONGVIEW ADD PT SW 1/4 SEC19-44-2 LOTS 142 & 143
Legal SubdivisionWELTYS 2ND LONGVIEW ADD
Legal Lot Number142-1
JurisdictionWINNEBAGO IL
Township / Civil DivisionROCKFORD
Census Block Group4
Census Block4022
Census Tract600

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2520 E STATE ST, ROCKFORD, IL 61108-1752
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
JP MORGAN CHASE BANK
Jun 24, 2019Grant Deed, Transfer · Conventional with PMI
JP MORGAN CHASE BK
May 14, 2018Deed of Trust, Mortgage · Line of Credit
ALPINE BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 24, 2019 · Amount on Record
Deed SaleJun 24, 2019 · Amount on Record
Deed Document Number20191021228
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address2520 E STATE ST, ROCKFORD, IL 61108-1752
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001035
DateJan 11, 2021
Instrument2101035
Lender
NameJP MORGAN CHASE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term372 Months
DueFeb 1, 2051
Interest
Rate TypeFixed Rate

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWINNEBAGO IL
Recording DateJun 24, 2019
Property Address2520 E STATE ST, ROCKFORD, IL 61108-1752
Document Number0001021228
Instrument DateJun 21, 2019
Instrument1021228
Transaction TypeTransfer
Record UpdatedJul 19, 2019
Title CompanyTITLE UNDERWRITERS AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$187.50
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2520 E STATE ST ROCKFORD IL 611081752, ROCKFORD, IL 61108-1752

Mortgage

Document Number1021229
DateJun 24, 2019
Instrument1021229
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240-2050
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 23, 2049

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address2520 E STATE ST, ROCKFORD, IL 61108-1752
Document Number0001015754
Instrument DateMay 14, 2018
Transaction TypeMortgage
Record UpdatedOct 16, 2018
Title CompanyTITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2520 E STATE ST ROCKFORD IL 611081752, ROCKFORD, IL 61108-1752

Mortgage

Document Number0001015754
DateJun 6, 2018
Instrument1015754
Lender
NameALPINE BK&TR
TypeBank
AddressROCKFORD, IL 61108
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 5, 2038
Interest
Rate TypeAdjustable Rate
Rate4.75%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRockford Township
MunicipalityRockford City
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,456.00$67,798 (+42.58%) Land $11,812 Building $55,986$203,394 (+42.58%) Land $35,436 Building $167,958
2022Homeowner's exemption$47,550 Land $8,355 Building $39,195$142,650 Land $25,065 Building $117,585

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCKFORD
serves 147,051 people · EPA ID IL2010300
Water SourceGroundwater
Last State InspectionJan 2024
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
T-Mobile
Fiber · Fixed Wireless in parts of the area
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

Nearby Properties on E State St

Nearby Streets

Search Property Records by Address or Parcel Number