2605 Downing Dr, Plano, TX 75023 Property Records

Collin County property record for 2605 Downing Dr, Plano, TX 75023

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,034 sqft · built 1974
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$534,143 (Jul 2023)
Tax Bill	$7,859 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-0559-021-0390-1`

Property Details

APN / Parcel Number

Primary APN	`R-0559-021-0390-1`
Alternative APNs	`000000312780` `312780`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,034 sqft Living Area
Gross Area	2,716 sqft
1st Floor Area	2,034 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Wood
Roof Type	Hip
Roof Material	Wood
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Pool Area	400 sqft
Porch	Covered Patio/Porch
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2605 DOWNING DR
City	PLANO
State	TX
Zip	75023-7848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	PARKER ROAD ESTS WEST NO 1-E, BLK 21, LOT 39
Legal Subdivision	PARKER ROAD ESTS WEST NO 1-E (CPL)
Legal Block	21
Legal Lot Number	39
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	4
Census Block	4005
Census Tract	31613

Owner

2605 Downing Dr is owned and occupied by two individuals who bought it in July 2023.

Source: Collin County records, as of July 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2605 DOWNING DR, PLANO, TX 75023-7848
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 21, 2023	Vendor's Lien, Transfer · Conventional Mortgage NTFN INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2023 · Amount on File
Deed Sale	Jul 21, 2023 · Amount on File
Prior Sale	Nov 13, 2013 · Amount on File
Deed Document Number	202382589
Prior Transfer Date	Jul 2, 1997
Prior Transfer Doc	0000068913
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2605 DOWNING DR, PLANO, TX 75023-7848
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000700860
Date	Apr 7, 2021
Instrument	20210407000700860

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Jul 21, 2023
Property Address	2605 DOWNING DR, PLANO, TX 75023-7848
Document Number	2023000082589
Map Reference	VOL 9 PG 23
Instrument Date	Jul 21, 2023
Instrument	2023000082589
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	TAGO TITLE, TIAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2605 DOWNING DR, PLANO, TX 75023-7848

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2605 DOWNING DR, PLANO, TX 75023-7848

Mortgage

Document Number	2023000082590
Date	Jul 21, 2023
Instrument	2023000082590

Lender

Name	NTFN INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2605 Downing Dr was $7,859, up 2.4% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Plano City
Unified School District	Plano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,859.00 (+2.41%)	$460,264 Land $110,000 Building $350,264	$460,264 Land $110,000 Building $350,264
2024	$7,674.00
2023		$458,795 (+16.6%) Land $105,000 Building $353,795	$458,795 (+16.6%) Land $105,000 Building $353,795
2022	$7,519.00	$393,461 Land $95,000 Building $298,461	$393,461 Land $95,000 Building $298,461

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2605 Downing Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2605 Downing Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PLANO serves 292,059 people · EPA ID TX0430007
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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