2604 Downing Dr, Plano, TX 75023 Property Records

Collin County property record for 2604 Downing Dr, Plano, TX 75023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,798 sqft · built 1975
Owner	2 Individual Names on Record
Tax Bill	$5,874 (2024)
Deeds & Mortgages	Aug 2020 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-0559-020-0060-1`

Property Details

APN / Parcel Number

Primary APN	`R-0559-020-0060-1`
Alternative APN	`312398`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,798 sqft Living Area
Gross Area	2,305 sqft
1st Floor Area	1,798 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Wood
Garage Type	Attached
Garage Area	507 sqft
Parking Spaces	2 Parking Spaces
Pool Area	496 sqft
Porch	Covered Porch
Porch Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	312398
Street Address	2604 DOWNING DR
City	PLANO
State	TX
Zip	75023-7847
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	PARKER ROAD ESTS WEST NO 1-E (CPL), BLK 20, LOT 6
Legal Subdivision	PARKER ROAD ESTS WEST NO 1-E (CPL)
Legal Block	20
Legal Lot Number	6
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	4
Census Block	4007
Census Tract	31613

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2604 DOWNING DR, PLANO, TX 75023-7847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Warranty Deed, Transfer VIP MTG
Sep 3, 2019	Deed of Trust, Mortgage AMERICAN MTG & EQUITY CNSLTS I
Jul 9, 2018	Warranty Deed, Transfer CERTAINTY HM LNS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2020
Deed Sale	Aug 31, 2020
Prior Sale	Jul 9, 2018
Deed Document Number	20200831001442610
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Aug 31, 2020
Property Address	2604 DOWNING DR, PLANO, TX 75023-7847
Document Number	0001442610
Instrument Date	Aug 28, 2020
Instrument	1442610
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14333 PRESTON RD #2801 DALLAS TX 752546504, 2801, DALLAS, TX 75254-6504

Mortgage

Document Number	1442620
Date	Aug 31, 2020
Instrument	1442620

Lender

Name	VIP MTG
Type	Mortgage Company
Address	COLLEYVILLE, TX 76034

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2604 DOWNING DR, PLANO, TX 75023-7847
Document Number	0001103920
Instrument Date	Sep 3, 2019
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	FIRST WESTERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2604 DOWNING DR PLANO TX 750237847, PLANO, TX 75023-7847

Mortgage

Document Number	0001103920
Date	Sep 9, 2019
Instrument	1103920

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	BLOOMINGTON, MN 55435

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Jul 9, 2018
Property Address	2604 DOWNING DR, PLANO, TX 75023-7847
Document Number	0000846910
Instrument Date	Jul 6, 2018
Instrument	846910
Transaction Type	Transfer
Record Updated	Jul 25, 2018
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2604 DOWNING DR PLANO TX 750237847, PLANO, TX 75023-7847

Mortgage

Document Number	846920
Date	Jul 9, 2018
Instrument	846920

Lender

Name	CERTAINTY HM LNS LLC
Address	PLANO, TX 75093

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2048

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Plano City
Unified School District	Plano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$450,000 (+3.69%) Land $110,000 Building $340,000	$450,000 (+3.69%) Land $110,000 Building $340,000
2024	$5,874.00 (-2.64%)
2023		$434,000 Land $105,000 Building $329,000	$434,000 Land $105,000 Building $329,000
2022	$6,033.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PLANO serves 292,059 people · EPA ID TX0430007
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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