2605 Caulfield Ct, Frederick, MD 21701 Property Records

Frederick County property record for 2605 Caulfield Ct, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	3 ba · 2,064 sqft · built 1995
Lot Size	0.044 acres (1,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Aug 2025)
Tax Bill	$5,799 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2020 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-192578`

Property Details

APN / Parcel Number

Primary APN	`02-192578`
Alternative APNs	`2192578` `192578`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,064 sqft Living Area
1st Floor Area	744 sqft
Attic	Attic
Attic Area	200 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,920 sqft (0.044 acres)
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	192578
Street Address	2605 CAULFIELD CT
City	FREDERICK
State	MD
Zip	21701-3011
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R8
Legal Description	LOT 91 SEC 1 PLAT 5 1920 SQ. FT. TUSCARORA KNOLLS
Legal Subdivision	TUSCARORA KNOLLS
Legal Lot Number	91
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2003
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2605 CAULFIELD CT, FREDERICK, MD 21701-3011
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Aug 19, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 25, 2018	Grant Deed, Transfer · FHA Mortgage NFM LNDG
Dec 20, 2017	Special Warranty Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC
Sep 21, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2025 · Amount on Record
Deed Sale	Aug 21, 2025 · Amount on Record
Prior Sale	Apr 25, 2018 · Amount on Record
Deed Book / Page	17479 / 235
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2605 CAULFIELD CT, FREDERICK, MD 21701-3011
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0165820438
Date	Aug 30, 2023
Book Page	16582/438

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	SHALLOTTE, NC 28470

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jul 18, 2038

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2605 CAULFIELD CT, FREDERICK, MD 21701-3011
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2605 CAULFIELD CT, FREDERICK, MD 21701-3011

Mortgage

Document Number	0139930001
Date	Aug 19, 2020
Book Page	13993/1

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	333 Months
Due	May 1, 2048

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 25, 2018
Property Address	2605 CAULFIELD CT, FREDERICK, MD 21701-3011
Document Number	0123800151
Book / Page	012380 / 000151
Instrument Date	Mar 17, 2018
Transaction Type	Transfer
Record Updated	May 4, 2018
Title Company	BLUE RIDGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2605 CAULFIELD CT FREDERICK MD 217013011, FREDERICK, MD 21701-3011

Mortgage

Document Number	123800156
Date	Apr 25, 2018
Book Page	012380/000156

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2048

December 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 20, 2017
Property Address	2605 CAULFIELD CT, FREDERICK, MD 21701-3011
Document Number	0121930382
Book / Page	12193 / 0382
Map Reference	MB54 PL7
Instrument Date	Oct 25, 2017
Instrument	12193-0382
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	PREMIUM TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,454.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1661 WORTHINGTON RD STE 100, 1661, WEST PALM BEACH, FL 33409-6493

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19384 MILL DAM PL, LEESBURG, VA 20176-1637

Mortgage

Document Number	121930388
Date	Dec 20, 2017
Instrument	12193-0388

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

September 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 21, 2017
Property Address	2605 CAULFIELD CT, FREDERICK, MD 21701-3011
Document Number	0120420046
Book / Page	012042 / 000046
Instrument Date	May 19, 2017
Transaction Type	Foreclosure
Record Updated	Nov 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$216.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$346,633 (+27.61%)	$414,100 (+32.34%) Land $140,000 Building $274,100
2025	$5,799.00 (+16.66%)
2023	$4,971.00	$271,633	$312,900 Land $90,000 Building $222,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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