2604 Caulfield Ct, Frederick, MD 21701 Property Records

Frederick County property record for 2604 Caulfield Ct, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,814 sqft · built 1995
Lot Size	0.044 acres (1,900 sqft)
Owner	Individual Name on File
Last Sale	$269,000 (Nov 2019)
Tax Bill	$5,799 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-192365`

Property Details

APN / Parcel Number

Primary APN	`02-192365`
Alternative APNs	`2192365` `192365`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,814 sqft Living Area
1st Floor Area	744 sqft
Attic	Attic
Attic Area	200 sqft
Basement Area	350 sqft
Finished Basement	350 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,900 sqft (0.044 acres)
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	192365
Street Address	2604 CAULFIELD CT
City	FREDERICK
State	MD
Zip	21701-3018
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R8
Legal Description	LOT 109 SEC 1 PLAT 5 1900 SQ. FT. TUSCARORA KNOLLS
Legal Subdivision	TUSCARORA KNOLLS SEC 01 05
Legal Lot Number	109
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2003
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2604 Caulfield Ct, a townhouse, is owned and occupied by an individual who bought it in November 2019.

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2604 CAULFIELD CT, FREDERICK, MD 21701-3018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2019	Grant Deed, Transfer · Conventional Mortgage OSCAR PADGET TRUST (CT)
Jun 26, 2017	Deed, Transfer · VA Mortgage GOLDWATER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2019 · Amount on File
Deed Sale	Nov 4, 2019 · Amount on File
Prior Sale	Jun 26, 2017 · Amount on File
Deed Book / Page	13319 / 409
Prior Transfer Date	Sep 23, 2014
Prior Transfer Doc	0102400116
Record Updated	Oct 29, 2026

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 4, 2019
Property Address	2604 CAULFIELD CT, FREDERICK, MD 21701-3018
Document Number	0133190409
Book / Page	013319 / 000409
Instrument Date	Oct 9, 2019
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	LAWYERS SIGNATURE SETTLEMENTS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$269.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2604 CAULFIELD CT FREDERICK MD 217013018, FREDERICK, MD 21701-3018

Mortgage

Document Number	133190416
Date	Nov 4, 2019
Book Page	013319/000416

Lender

Name	OSCAR PADGET TRUST (CT)
Address	MARTINSBURG, WV 25404

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 26, 2017
Property Address	2604 CAULFIELD CT, FREDERICK, MD 21701-3018
Document Number	0118900424
Book / Page	11890 / 0424
Map Reference	MB54 PG7
Instrument Date	Jun 16, 2017
Instrument	11890-0424
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2604 CAUFIELD CT, FREDERICK, MD 21701-3018

Mortgage

Document Number	118900430
Date	Jun 26, 2017
Instrument	11890-0430

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2604 Caulfield Ct was $5,799, up 6.5% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$336,967 (+7.69%)	$385,100 (+23.07%) Land $140,000 Building $245,100
2025	$5,799.00 (+6.52%)	$312,900 Land $90,000 Building $222,900	$312,900 Land $90,000 Building $222,900
2024	$5,444.00 (+9.52%)
2023	$4,971.00	$271,633	$312,900 Land $90,000 Building $222,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2604 Caulfield Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2604 Caulfield Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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