2604 S 3rd St, Niles, MI 49120 Property Records

Berrien County property record for 2604 S 3rd St, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 1950
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$122,000 (Sep 2022)
Tax Bill	$2,256 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-0114-0010-07-7`

Property Details

APN / Parcel Number

Primary APN	`14-0114-0010-07-7`
Alternative APN	`11-14-0114-0010-07-7`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	816 sqft
Basement Area	676 sqft
Unfinished Basement	676 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Raised Ranch
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	340 ft deep x 113 ft wide
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2604 S 3RD ST
City	NILES
State	MI
Zip	49120-4404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	COM.2366.5'S.OF N QTR POST OF SEC. 14,T8S,R17W.,TH.S.113',TH.S.88 DEG 43'W.340' TH.N.113',TH.N.88 DEG 43'E.340'TO BEG EXC N 33' & E 40' FOR ROAD PURPOSES
Legal Range	17W
Legal Township	08S
Legal Section	14
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	1
Census Block	1006
Census Tract	21100

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2604 S 3RD ST, NILES, MI 49120-4404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Warranty Deed, Transfer · Conventional Mortgage HONOR CU
Aug 29, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2022 · Amount on Record
Deed Sale	Sep 7, 2022 · Amount on Record
Prior Sale	Aug 29, 2017 · Amount on Record
Deed Document Number	2022361873
Deed Book / Page	3385 / 466
Prior Transfer Date	Aug 25, 2017
Prior Transfer Doc	03181/2620
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 7, 2022
Property Address	2604 S 3RD ST, NILES, MI 49120-4404
Document Number	003385/466
Book / Page	3385 / 466
Instrument Date	Aug 31, 2022
Instrument	2022361873
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$915.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2604 S 3RD ST, NILES, MI 49120-4404
Investor	Possibly a Property Investor

Mortgage

Document Number	0033850302
Date	Sep 7, 2022
Instrument	3385-0302

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	66 Months
Due	Mar 1, 2028

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Aug 29, 2017
Property Address	2604 S 3RD ST, NILES, MI 49120-4404
Document Number	03181/2620
Book / Page	3181 / 2620
Instrument Date	Aug 25, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	MTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$623.50
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2517 ROYAL VISTA TER, SOUTH BEND, IN 46637-5008

Mortgage

Document Number	03181/2623
Date	Aug 29, 2017
Book Page	3181/2623

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Niles Township
Unified School District	Brandywine Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,300 (+10.61%)	$160,600 (+10.61%)
2025	$2,256.00 (+24.99%) Homeowner's exemption	$72,600 (+25.39%)	$145,200 (+25.39%)
2024	$1,805.00 (+67.13%)
2023		$57,900	$115,800
2022	$1,080.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1981–2016)
Most Recent Claim	Aug 2016

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Midwest Energy & Communications.

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