Berks County property record for 2604 Philmay Ter, Reading, PA 19606 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,061 sqft · built 1936 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,962 (2026) |
| Deeds & Mortgages | Mar 2022 Line of Credit Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5316-08-98-8727 |
| Primary APN | 5316-08-98-8727 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 2,061 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Exterior Material | Stone |
| Lot Area | 7,405 sqft (0.17 acres) |
| Porch | Open Frame Porch |
| View / Lot | Neighborhood |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 64109500 |
|---|---|
| Street Address | 2604 PHILMAY TER |
| City | READING |
| State | PA |
| Zip | 19606-2130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 98 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | MOUNT PENN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 12200 |
Source: Berks County records · APN 5316-08-98-8727
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2604 PHILMAY TER, READING, PA 19606-2130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2022 | Deed of Trust, Mortgage · Line of Credit CITADEL FCU |
| Sep 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITADEL FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Nov 24, 2006 |
| Transfer Doc | 0000091811 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 2604 PHILMAY TER, READING, PA 19606-2130 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000010818 |
|---|---|
| Date | Mar 15, 2022 |
| Instrument | 2022010818 |
| Name | CITADEL FCU |
|---|---|
| Type | Credit Union |
| Address | EXTON, PA 19341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 2604 PHILMAY TER, READING, PA 19606-2130 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ENTRUST SERVICES GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0000031477 |
|---|---|
| Date | Sep 08, 2020 |
| Instrument | 2020031477 |
| Name | CITADEL FCU |
|---|---|
| Type | Credit Union |
| Address | EXTON, PA 19341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 01, 2040 |
Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Mount Penn Borough |
| Unified School District | Antietam School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,962.00 (+12.84%) Homeowner's exemption | $93,800 (-) Land $35,400 Building $58,400 | $35,400 (-62.26%) Land $35,400 |
| 2024 | $2,625.00 | $93,800 Land $35,400 Building $58,400 | |
| 1994 | $93,800 Land $35,400 Building $58,400 |
Source: FEMA National Flood Hazard Layer, Berks County (42011C), updated February 26, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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