2555 Christy St, Tracy, CA 95376 Property Records

San Joaquin County property record for 2555 Christy St, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,858 sqft · built 1991
Lot Size	0.108 acres (4,682 sqft)
Owner	2 Trust Names on File
Tax Bill	$3,869 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`242-180-020-000`

Property Details

APN / Parcel Number

Primary APN	`242-180-020-000`
Alternative APN	`242-180-02`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,858 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,682 sqft (0.108 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	242-180-02
Street Address	2555 CHRISTY ST
City	TRACY
State	CA
Zip	95376-8718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2316 LOT 2
Legal Subdivision	MUIRFIELD
Legal Tract	2316
Legal Block	3
Legal Lot Number	2
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3016
Census Tract	5208

Owner

2555 Christy St is owner-occupied and held in a trust since November 2024.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2555 CHRISTY ST, TRACY, CA 95376-8718
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage · Line of Credit SAFEAMERICA CU
Dec 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage SAFEAMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 29, 2024
Transfer Doc	0000107070
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2555 CHRISTY ST, TRACY, CA 95376-8718
Transaction Type	Mortgage
Record Updated	Apr 21, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2555 CHRISTY ST, TRACY, CA 95376-8718

Mortgage

Document Number	0000046137
Date	Apr 11, 2022
Instrument	2022-046137

Lender

Name	SAFEAMERICA CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2555 CHRISTY ST, TRACY, CA 95376-8718
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000147805
Date	Dec 19, 2017
Instrument	2017-147805

Lender

Name	SAFEAMERICA CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 2555 Christy St was $3,869, up 0.1% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,869.00 (+0.08%)
2025	$3,866.00	$326,153 Land $159,099 Building $167,054
2023	$3,510.00 (+2.15%) Homeowner's exemption	$313,490 Land $152,922 Building $160,568	$628,560
2022	$3,436.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2555 Christy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2555 Christy St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Matrix Broadband Fixed Wireless	600 / 120
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Christy St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures