2604 Arbor Dr, Buffalo, MN 55313 Property Records

Wright County property record for 2604 Arbor Dr, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,740 sqft · built 2022
Lot Size	0.254 acres (11,089 sqft)
Owner	Individual Name on File
Last Sale	$400,873 (Jun 2023)
Tax Bill	$5,004 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`103-270-003110`

Property Details

APN / Parcel Number

Primary APN	`103-270-003110`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,740 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	11,089 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2604 ARBOR DR
City	BUFFALO
State	MN
Zip	55313-7543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-16 TWP-120 RANGE-025 ARBOR MEADOWS LOT 11 BLOCK 3
Legal Range	025
Legal Township	120
Legal Section	16
Legal Block	3
Legal Lot Number	11
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	2
Census Block	2019
Census Tract	100705

Owner

Source: Wright County records · APN 103-270-003110

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2604 ARBOR DR, BUFFALO, MN 55313-7543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 16, 2023 · Amount on Record
Deed Sale	Jun 16, 2023 · Amount on Record
Deed Document Number	20231546939
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jun 21, 2023
Property Address	2604 ARBOR DR, BUFFALO, MN 55313
Document Number	00A1532786
Instrument Date	Jun 16, 2023
Instrument	A1532786
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,322.88
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2604 ARBOR DRIVE, BUFFALO, MN 55313

Mortgage

Document Number	00A1532787
Date	Jun 21, 2023
Instrument	A1532787

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Tax Assessment & Valuation

Source: Wright County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,004.00	$411,800 (+0.66%) Land $95,000 Building $316,800	$411,800 (+0.66%) Land $95,000 Building $316,800
2025		$409,100 Land $95,000 Building $314,100	$409,100 Land $95,000 Building $314,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 19, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
City of Buffalo, Minnesota Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Based on FCC filings for 51 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Buffalo serves 16,711 people
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.