2604 3rd St, Matlacha (Cape Coral), FL 33993 Property Records

Lee County property record for 2604 3rd St, Matlacha, FL 33993 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,719 sqft · built 2009
Lot Size0.115 acres (5,009 sqft)
OwnerIndividual Name on File
Last Sale$785,000 (May 2021)
Tax Bill$8,407 (2025)
Deeds & MortgagesJul 2026 Sale
May 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN24-44-22-04-0005A.010A

Property Details

APN / Parcel Number

Primary APN24-44-22-04-0005A.010A
Alternative APNs
  • 222444040005A010A
  • 10548551

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,719 sqft Living Area
Gross Area4,826 sqft
1st Floor Area1,179 sqft
Upper Floors Area1,234 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2010
Architectural StyleColonial
Exterior MaterialCombination
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area5,009 sqft (0.115 acres)
Lot Dimensions88 ft deep x 50 ft wide
View / LotCanal Front
Garage TypeAttached
Garage Area927 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area165 sqft
PorchFlorida Room
Porch Area1,038 sqft
Patio Area180 sqft
Lawn SprinklersLawn Sprinklers
Boat AccessBoat Access
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10548551
Street Address2604 3RD ST
CityMATLACHA
StateFL
Zip33993-9772
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCROWS 2ND PLAT OF MATLACHA BLK 5A PB 9 PG 5 LOT 10
Legal Range22E
Legal Township44S
Legal Section24
Legal SubdivisionCROWS OF MATLACHA
Legal Tract04
Legal Block5A
Legal Lot Number10
JurisdictionLEE FL
Township / Civil DivisionPINE ISLAND
Census Block Group1
Census Block1006
Census Tract70102

Owner

Source: Lee County records · APN 24-44-22-04-0005A.010A

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address814 SW PINE ISLAND RD, 310, CAPE CORAL, FL 33991-1943
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
May 05, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 05, 2021 · Amount on Record
Deed SaleMay 05, 2021 · Amount on Record
Prior SaleMay 26, 2016 · Amount on Record
Deed Document Number2021147217
Prior Transfer DateMay 01, 2015
Prior Transfer Doc0000130913
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateJul 23, 2026
Property Address2604 3RD ST, MATLACHA, FL 33993-9772
Document Number0000195151
Instrument DateJul 01, 2026
Instrument2026195151
Transaction TypeTransfer
Record UpdatedAug 04, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateMay 05, 2021
Property Address2604 3RD ST, MATLACHA, FL 33993-9772
Document Number0000147217
Map ReferenceMB 9 PG 5
Instrument DateMay 03, 2021
Instrument2021000147217
Transaction TypeTransfer
Record UpdatedMay 19, 2021
Title CompanyWINGED FOOT TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,495.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4346 SW 19TH PL, 4346, CAPE CORAL, FL 33914-6247

Transferred To (Grantee/Buyer)

NameVerified Name
Address814 SW PINE ISLAND RD STE 310, 310, CAPE CORAL, FL 33991-1943

Mortgage

Document Number0000147219
DateMay 05, 2021
Instrument2021000147219
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,407.00 (-34.49%)$547,413 (-42.97%) Land $165,607 Building $381,806$547,413 (-42.97%) Land $165,607 Building $381,806
2023$12,833.00 (+26.7%)$959,935 (+42.13%) Land $148,187 Building $811,748$959,935 (+42.13%) Land $148,187 Building $811,748
2022$10,129.00$675,377 Land $122,550 Building $552,827$675,377 Land $122,550 Building $552,827

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710701021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 220 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies224 units insured
4 under condo master policies
Nearby Flood Claims635 (1982–2024)
Claims Outside the SFHA1 of 635
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm
  • Hurricane Milton, Oct 2024 · 152 claims
  • Hurricane Helene, Oct 2024 · 128 claims
  • Hurricane Ian, Oct 2022 · 109 claims

Wildfire

Wildfire RiskLow
above 38% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 2,041 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 68 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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