2603 Walker Rd, Matthews, NC 28105 Property Records

Mecklenburg County property record for 2603 Walker Rd, Matthews, NC 28105

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,980 sqft · built 2019
Lot Size	0.313 acres (13,670 sqft)
Owner	Individual Name on Record
Last Sale	$875,000 (Mar 2023)
Tax Bill	$7,014 (2023)
Deeds & Mortgages	Feb 2022 Line of Credit Feb 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`231-092-51`

Property Details

APN / Parcel Number

Primary APN	`231-092-51`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,980 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	13,670 sqft (0.313 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	231-092-51
Street Address	2603 WALKER RD
City	MATTHEWS
State	NC
Zip	28105-7168
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L3 M58-756
Legal Subdivision	DANIEL BUTTREY PROP
Legal Lot Number	3
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1006
Census Tract	5851

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5739 SUMMERSTON PL, CHARLOTTE, NC 28277-2898
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Mar 30, 2023	Warranty Deed, Transfer NOT AVAILABLE, INVESTORS TITLE
Sep 16, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Nov 26, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Nov 26, 2019	Loan Modification, Mortgage ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2023 · Amount on Record
Deed Sale	Mar 30, 2023 · Amount on Record
Prior Sale	Sep 16, 2020 · Amount on Record
Deed Document Number	0038025304
Deed Book / Page	38025 / 304
Record Updated	Jun 7, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	2603 WALKER RD, MATTHEWS, NC 28105-7168
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031620
Date	Feb 28, 2022
Book Page	37106/432
Instrument	2022031620

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	2603 WALKER RD, MATTHEWS, NC 28105-7168
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031619
Date	Feb 28, 2022
Book Page	37106/411
Instrument	2022031619

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	316 Months
Due	Jun 9, 2048

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 30, 2023
Property Address	2603 WALKER RD, MATTHEWS, NC 28105-7168
Document Number	0000028428
Book / Page	38025 / 304
Map Reference	MB 58 PG 756
Instrument Date	Mar 24, 2023
Instrument	2023028428
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	NOT AVAILABLE, INVESTORS TITLE

Transaction

Amount	Amount Recorded
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 FLORIDA AVE APT 5, 5, CAROLINA BEACH, NC 28428-5938

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5739 SUMMERSTON PL, CHARLOTTE, NC 28277-2898

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 16, 2020
Property Address	2603 WALKER RD, MATTHEWS, NC 28105-7168
Document Number	0000149975
Book / Page	35062 / 435
Map Reference	MB 58 PG 756
Instrument Date	Sep 16, 2020
Instrument	2020149975
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 15, 2021
Title Company	INVESTORS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,364.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2435 PLANTATION CENTER DR # DR220, 2435, MATTHEWS, NC 28105-5147

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2603 WALKER RD, MATTHEWS, NC 28105-7168

Mortgage

Document Number	0000149976
Date	Sep 16, 2020
Instrument	2020149976

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	8.5%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 26, 2019
Property Address	2603 WALKER RD, MATTHEWS, NC 28105-7168
Document Number	0000161795
Book / Page	034073 / 000026
Instrument Date	Nov 26, 2019
Instrument	161795
Transaction Type	Transfer
Record Updated	Dec 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2435 PLANTATION CENTER DR #220 MATTHEWS NC 281055404, 220, MATTHEWS, NC 28105-5404

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MECKLENBURG NC
Property Address	2603 WALKER RD, MATTHEWS, NC 28105-7168
Document Number	0000161796
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2435 PLANTATION CENTER DR MATTHEWS NC 281055147, MATTHEWS, NC 28105-5147

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAMPLIGHTER SOUTH-DANBY private · serves 3,297 people · EPA ID NC0160156
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2025
Also Mapped Here	UNION COUNTY WATER SYSTEM
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Windstream.

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