2528 Walker Rd, Matthews, NC 28105 Property Records

Mecklenburg County property record for 2528 Walker Rd, Matthews, NC 28105

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,168 sqft · built 2008
Lot Size	0.82 acres (35,719 sqft)
Owner	2 Individual Names on Record
Last Sale	$449,000 (Nov 2014)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`231-094-03`

Property Details

APN / Parcel Number

Primary APN	`231-094-03`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,168 sqft Living Area
Gross Area	3,731 sqft
1st Floor Area	1,857 sqft
Upper Floors Area	1,311 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Material	Other
Lot Area	35,719 sqft (0.82 acres)
Garage Type	Attached
Garage Area	563 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	512 sqft
Porch	Porch
Porch Area	85 sqft
Deck Area	310 sqft
Patio Area	598 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2528 WALKER RD, 2
City	MATTHEWS
State	NC
Zip	28105-7154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	DR R WALKER
Legal Block	4
Legal Lot Number	3
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2009
Census Tract	5851

Owner

Source: Mecklenburg County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2528 WALKER RD, MATTHEWS, NC 28105-7154
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL
Feb 8, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Feb 20, 2023	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2014 · Amount on Record
Deed Sale	Nov 24, 2014 · Amount on Record
Prior Sale	Nov 30, 2007 · Amount on Record
Deed Document Number	2014136534
Deed Book / Page	29590 / 858
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 22, 2026
Property Address	2528 WALKER RD, 2, MATTHEWS, NC 28105-7154
Document Number	0000078164
Book / Page	40589 / 696
Instrument Date	Jul 8, 2026
Instrument	202678164
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	ACCURATE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2528 WALKER RD, MATTHEWS, NC 28105-7154

Mortgage

Document Number	0000078164,
Date	Jul 22, 2026
Book Page	40589/696
Instrument	202678164

Lender

Name	FIRST NATIONAL

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 8, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	2528 WALKER RD, MATTHEWS, NC 28105-7154
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2528 WALKER RD, MATTHEWS, NC 28105-7154

Mortgage

Document Number	0000021016
Date	Feb 8, 2022
Book Page	37045/727
Instrument	2022021016

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	INDIAN TRAIL, NC 28079

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2037

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	2528 WALKER RD, MATTHEWS, NC 28105-7154
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014239
Date	Feb 20, 2023
Book Page	37942/181
Instrument	2023014239

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	INDIAN TRAIL, NC 28079

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 6, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$635,100 Land $127,500 Building $507,600	$635,100 Land $127,500 Building $507,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Windstream.

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