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2603 S Bluff Rd, Obion, TN 38240 Property Records

Obion County property record for 2603 S Bluff Rd, Obion, TN 38240 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 1999
Square Footage996 sqft Living Area
Lot Size11,761 sqft (0.27 acres)
Last Sale$1,400 (1984)
Tax Bill$302.00 (2025)

Property Details

APN / Parcel Number

Primary APN066128 01302
Alternative APN
  • 128 01302

Interior

Full Baths1 Baths
Building Area996 sqft Living Area
1st Floor996 sqft 1st Floor
Stories1 Stories
Utility RoomUtility Room
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1999
Exterior MaterialSiding Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area11,761 sqft (0.27 acres)
Depth X Width162 ft x 110 ft Depth x Width
Porch Area114 sqft Porch

Utilities and HVAC

Heating SystemRadiant Heating

Location & Zoning

Street Address2603 S BLUFF RD
CityOBION
StateTN
Zip38240
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 9
JurisdictionOBION TN
Minor Civil Division5
Census Blockgroup3
Census Block3019
Census Tract965300

Owner

Source: Obion County records · APN 066128 01302

Assessment roll updated January 26, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2557 S BLUFF RD, OBION, TN 38240-3017
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2026Deed of Trust, Mortgage · Building or Construction Mortgage
NONE LISTED ON DOCUMENT
Sep 02, 2020Deed of Trust, Mortgage
FIRST CMNTY BK/HEARTLAND
Dec 10, 2019Loan Modification, Mortgage
SIMMONS BK
Sep 25, 2017Trustee's Deed, Construction Loan · Line of Credit
SIMMONS BK
Jul 06, 2017Loan Modification, Mortgage
SIMMONS BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 01, 1984 · Amount on Record
Deed SaleJan 01, 1984 · Amount on Record
Prior SaleJan 01, 1975 · Amount on Record
Deed Book / Page20O / 98
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOBION TN
Recording DateJun 25, 2026
Property Address2603 S BLUFF RD, OBION, TN 38240
Document Number0000093393
Book / Page464 / 333
Instrument DateJun 09, 2026
Instrument202693393
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2557 S BLUFF RD, OBION, TN 38240-3017

Mortgage

Document Number0000093393,
DateJun 25, 2026
Book Page464/333
Instrument202693393
Lender
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 09, 2027
Interest
Rate6.36%
Max Rate-1%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOBION TN
Property Address2603 S BLUFF RD, OBION, TN 38240
Document Number0000063647
Instrument DateSep 02, 2020
Transaction TypeMortgage
Record UpdatedOct 14, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
Address2557 S BLUFF RD OBION TN 382403017, OBION, TN 38240-3017

Mortgage

Document Number0000063647
DateSep 04, 2020
Book Page000262/000813
Instrument63647
Lender
NameFIRST CMNTY BK/HEARTLAND
AddressDYERSBURG, TN 38024
Agreement
AmountAmount Recorded
Term120 Months
DueSep 03, 2030

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOBION TN
Property Address2603 S BLUFF RD, OBION, TN 38240
Document Number0000060823
Instrument DateDec 10, 2019
Transaction TypeMortgage
Record UpdatedFeb 14, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
Address2557 S BLUFF RD OBION TN 382403017, OBION, TN 38240-3017

Mortgage

Document Number0000060823
DateJan 27, 2020
Book Page000249/000653
Instrument60823
Lender
NameSIMMONS BK
AddressDYERSBURG, TN 38024
Agreement
AmountAmount Recorded
Term60 Months
DueJan 26, 2025

September 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionOBION TN
Recording DateSep 25, 2017
Property Address2603 S BLUFF RD, OBION, TN 38240
Book / Page000203 / 000652
Instrument DateSep 14, 2017
Instrument50356
Transaction TypeConstruction Loan
Record UpdatedOct 03, 2017

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
Address2557 S BLUFF RD OBION TN 382403017, OBION, TN 38240-3017

Mortgage

Document Number0000050356
DateSep 25, 2017
Book Page000203/000652
Instrument50356
Lender
NameSIMMONS BK
AddressDYERSBURG, TN 38024
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueSep 24, 2018
Interest
Rate TypeAdjustable Rate

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOBION TN
Property Address2603 S BLUFF RD, OBION, TN 38240
Document Number0000049620
Book / Page000200 / 000205
Instrument DateJul 06, 2017
Transaction TypeMortgage
Record UpdatedAug 10, 2017

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
Address2557 S BLUFF RD OBION TN 382403017, OBION, TN 38240-3017

Mortgage

Document Number0000049620
DateJul 31, 2017
Book Page000200/000205
Instrument49620
Lender
NameSIMMONS BK
AddressDYERSBURG, TN 38024
Agreement
Term60 Months
DueJul 30, 2022
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Obion County records · Assessment roll updated January 26, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateTennessee
CountyObion County
Unified School DistrictObion County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$302.00 (+44.5%)$21,900 (-) Land $1,225 Building $20,675
2023$21,900 (+99.54%) Land $1,225 Building $20,675$87,600 (+99.54%) Land $4,900 Building $82,700
2022$10,975 Land $1,000 Building $9,975$43,900 Land $4,000 Building $39,900
2018$209.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Obion County (47131C), updated January 24, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 28% of Tennessee
Wildfire LikelihoodAbout 1 in 5,882 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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