2587 S Bluff Rd, #2553, Obion, TN 38240 Property Records

Obion County property record for 2587 S Bluff Rd, #2553, Obion, TN 38240

Property Summary

Property Type	Single Family Home
Details	1 ba · 978 sqft · built 1984
Lot Size	8.2 acres (357,192 sqft)
Owner	Individual Name on Record
Tax Bill	$416 (2025)
Deeds & Mortgages	Jun 2026 Construction Loan Sep 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`066128 00400`

Property Details

APN / Parcel Number

Primary APN	`066128 00400`
Alternative APN	`128 00400`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	978 sqft Living Area
1st Floor Area	978 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1999
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	357,192 sqft (8.2 acres)
Porch	Slab
Porch Area	95 sqft
Pole Barn	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	2587 S BLUFF RD, 2553
City	OBION
State	TN
Zip	38240-3017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	00
Legal Description	DISTRICT: 9
Jurisdiction	OBION TN
Township / Civil Division	5
Census Block Group	3
Census Block	3019
Census Tract	965300

Owner

Source: Obion County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2557 S BLUFF RD, OBION, TN 38240-3017
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT
Sep 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 10, 2019	Loan Modification, Mortgage SIMMONS BK
Sep 25, 2017	Trustee's Deed, Construction Loan · Line of Credit SIMMONS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 1998
Deed Sale	May 11, 1998
Prior Sale	Sep 21, 1978
Deed Book / Page	24R / 753
Transfer Doc	00024R0753
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OBION TN
Recording Date	Jun 25, 2026
Property Address	2587 S BLUFF RD, 2553, OBION, TN 38240-3017
Document Number	0000093393
Book / Page	464 / 333
Instrument Date	Jun 9, 2026
Instrument	202693393
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2557 S BLUFF RD, OBION, TN 38240-3017

Mortgage

Document Number	0000093393,
Date	Jun 25, 2026
Book Page	464/333
Instrument	202693393

Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 9, 2027

Interest

Rate	6.36%
Max Rate	-1%

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OBION TN
Recording Date	Sep 29, 2020
Property Address	2587 S BLUFF RD # 2553, 2553, OBION, TN 38240-3017
Document Number	0000063988
Book / Page	000264 / 000380
Instrument Date	Aug 28, 2020
Instrument	63988
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2557 S BLUFF RD OBION TN 382403017, OBION, TN 38240-3017

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OBION TN
Property Address	2587 S BLUFF RD # 2553, 2553, OBION, TN 38240-3017
Document Number	0000060823
Instrument Date	Dec 10, 2019
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2557 S BLUFF RD OBION TN 382403017, OBION, TN 38240-3017

Mortgage

Document Number	0000060823
Date	Jan 27, 2020
Book Page	000249/000653
Instrument	60823

Lender

Name	SIMMONS BK
Address	DYERSBURG, TN 38024

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 26, 2025

September 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	OBION TN
Recording Date	Sep 25, 2017
Property Address	2587 S BLUFF RD # 2553, 2553, OBION, TN 38240-3017
Book / Page	000203 / 000652
Instrument Date	Sep 14, 2017
Instrument	50356
Transaction Type	Construction Loan
Record Updated	Oct 3, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2557 S BLUFF RD OBION TN 382403017, OBION, TN 38240-3017

Mortgage

Document Number	0000050356
Date	Sep 25, 2017
Book Page	000203/000652
Instrument	50356

Lender

Name	SIMMONS BK
Address	DYERSBURG, TN 38024

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 24, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Obion County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Obion County
Unified School District	Obion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$416.00 (+38.67%)	$30,100 (-) Land $8,750 Building $21,350
2023		$30,100 (+91.11%) Land $8,750 Building $21,350	$120,400 (+91.11%) Land $35,000 Building $85,400
2022		$15,750 Land $5,725 Building $10,025	$63,000 Land $22,900 Building $40,100
2018	$300.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBRIDGE WATER ASSOCIATION serves 3,239 people · EPA ID TN0000220
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gibson Connect Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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