2603 Nipigon Ave E, Jacksonville (Atlantic Beach), FL 32233 Property Records

Duval County property record for 2603 Nipigon Ave E, Jacksonville, FL 32233

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,229 sqft · built 1970
Lot Size	0.285 acres (12,411 sqft)
Owner	2 Individual Names on File
Last Sale	$488,000 (Jun 2025)
Tax Bill	$4,000 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`168532-0000`

Property Details

APN / Parcel Number

Primary APN	`168532-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,229 sqft Living Area
Gross Area	1,507 sqft
1st Floor Area	1,025 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,411 sqft (0.285 acres)
Lot Dimensions	100 ft deep x 85 ft wide
Porch	Screened/Unfinished Porch
Porch Area	182 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2603 NIPIGON AVE E
City	JACKSONVILLE
State	FL
Zip	32233-2221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	31-10 37-2S-29E OAK HARBOR LOT 119 BLK C
Legal Range	29E
Legal Township	02S
Legal Section	37
Legal Subdivision	OAK HARBOR
Legal Block	C
Legal Lot Number	119
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE BEACHES
Census Block Group	1
Census Block	1004
Census Tract	13904

Owner

2603 Nipigon Ave E is owned and occupied by two individuals who bought it in June 2025.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2603 NIPIGON AVE E, JACKSONVILLE, FL 32233-2221
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2025 · Amount on File
Deed Sale	Jun 5, 2025 · Amount on File
Prior Sale	May 22, 2024 · Amount on File
Deed Document Number	2025132487
Deed Book / Page	21496 / 1399
Prior Transfer Date	Nov 24, 1997
Prior Transfer Doc	0000058994
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	2603 NIPIGON AVE E, JACKSONVILLE, FL 32233-2221
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CARDINAL FINANCIAL CO LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0193250259
Date	Aug 12, 2020
Book Page	19325/259
Instrument	2020174816

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2603 Nipigon Ave E was $4,000, up 287.2% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,287 (+90.48%) Land $157,020 Building $231,267	$388,287 (+90.48%) Land $157,020 Building $231,267
2025	$4,000.00 (+287.22%)	$203,844 Land $150,000 Building $53,844	$203,844 Land $150,000 Building $53,844
2024	$1,033.00 (+4.03%)
2023	$993.00 (+10.95%) Homeowner's exemption	$84,568 (+3%)	$233,024 (+11.03%) Land $135,000 Building $98,024
2022	$895.00 Homeowner's exemption	$82,105	$209,884 Land $125,000 Building $84,884

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2603 Nipigon Ave E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	2 (2012–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Nov 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2603 Nipigon Ave E is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20