2603 NE Brian Ray Ct, Bend, OR 97701 Property Records

Deschutes County property record for 2603 NE Brian Ray Ct, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,360 sqft · built 1997
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Sep 2018)
Tax Bill	$3,322 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`171227-AA-04000`

Property Details

APN / Parcel Number

Primary APN	`171227-AA-04000`
Alternative APNs	`R1001171227AA04000` `193212`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,360 sqft Living Area
Gross Area	1,780 sqft
1st Floor Area	1,360 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Area	420 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	193212
Street Address	2603 NE BRIAN RAY CT
City	BEND
State	OR
Zip	97701-6302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	CASCADE PEAKS PHASE II LOT 20
Legal Range	12
Legal Township	17
Legal Section	27
Legal Subdivision	CASCADE PEAKS PHASE II
Legal Lot Number	20
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3019
Census Tract	1701

Owner

2603 NE Brian Ray Ct is owned and occupied by two individuals who bought it in September 2018.

Source: Deschutes County records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2603 NE BRIAN RAY CT, BEND, OR 97701-6302
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CREDIT UNION
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 7, 2018	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2018 · Amount on File
Deed Sale	Sep 7, 2018 · Amount on File
Prior Sale	May 29, 2014 · Amount on File
Deed Document Number	201836508
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Recording Date	Oct 2, 2026
Property Address	2603 NE BRIAN RAY CT, BEND, OR 97701-6302
Document Number	0000029514
Instrument Date	Sep 28, 2026
Instrument	202629514
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	2603 NE BRIAN RAY CT, BEND, OR 97701-6302

Mortgage

Document Number	0000029514,
Date	Oct 2, 2026
Instrument	202629514

Lender

Name	SELCO COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2056

Interest

Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	2603 NE BRIAN RAY CT, BEND, OR 97701-6302
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2603 NE BRIAN RAY CT, BEND, OR 97701-6302

Mortgage

Document Number	0000057979
Date	Oct 13, 2021
Instrument	2021-57979

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	2603 NE BRIAN RAY CT, BEND, OR 97701-6302
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070633
Date	Dec 28, 2020
Instrument	2020-70633

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 7, 2018
Property Address	2603 NE BRIAN RAY CT, BEND, OR 97701-6302
Document Number	0000036508
Instrument Date	Aug 31, 2018
Instrument	2018-36508
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2603 NE BRIAN RAY CT, BEND, OR 97701-6302

Mortgage

Document Number	0000036509
Date	Sep 7, 2018
Instrument	2018-36509

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2603 NE Brian Ray Ct was $3,322, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,322.00 (+3.94%)	$196,620 (+3%)	$524,630 (+0.62%) Land $197,150 Building $327,480
2024	$3,196.00 (+7.86%)	$190,900 (+3%)	$521,390 (-) Land $197,150 Building $324,240
2023	$2,963.00	$185,340	$521,390 Land $197,150 Building $324,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2603 NE Brian Ray Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2603 NE Brian Ray Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon, Webformix.

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