2643 NE Brian Ray Ct, Bend, OR 97701 Property Records

Deschutes County property record for 2643 NE Brian Ray Ct, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,656 sqft · built 1998
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$189,000 (Aug 2013)
Tax Bill	$3,683 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2023 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`171227-AA-03600`

Property Details

APN / Parcel Number

Primary APN	`171227-AA-03600`
Alternative APNs	`R1001171227AA03600` `193208`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,656 sqft Living Area
Gross Area	2,118 sqft
1st Floor Area	1,128 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bi-Level
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Area	462 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	193208
Street Address	2643 NE BRIAN RAY CT
City	BEND
State	OR
Zip	97701-6302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	CASCADE PEAKS PHASE II LOT 16
Legal Range	12
Legal Township	17
Legal Section	27
Legal Subdivision	CASCADE PEAKS PHASE II
Legal Lot Number	16
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3019
Census Tract	1701

Owner

2643 NE Brian Ray Ct is owned and occupied by an individual who bought it in August 2013.

Source: Deschutes County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	2643 NE BRIAN RAY CT, BEND, OR 97701-6302
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jul 2, 2018	Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK
Oct 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2013 · Amount on File
Deed Sale	Aug 15, 2013 · Amount on File
Prior Sale	Jan 13, 2011 · Amount on File
Deed Document Number	201334974
Prior Transfer Date	Sep 18, 2007
Prior Transfer Doc	0000051285
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Recording Date	Jul 1, 2026
Property Address	2643 NE BRIAN RAY CT, BEND, OR 97701-6302
Document Number	0000019756
Instrument Date	Jun 23, 2026
Instrument	202619756
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2643 NE BRIAN RAY CT, BEND, OR 97701-6302

Mortgage

Document Number	0000019756,
Date	Jul 1, 2026
Instrument	202619756

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2056

Interest

Rate	6.53%
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	2643 NE BRIAN RAY CT, BEND, OR 97701-6302
Transaction Type	Mortgage
Record Updated	Sep 5, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2643 NE BRIAN RAY CT, BEND, OR 97701-6302

Mortgage

Document Number	0000021362
Date	Aug 28, 2023
Instrument	2023-21362

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2043

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	2643 NE BRIAN RAY CT, BEND, OR 97701-6302
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027191
Date	Jul 2, 2018
Instrument	2018-27191

Lender

Name	UMPQUA BANK
Type	Bank
Address	BEND, OR 97702

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	2643 NE BRIAN RAY CT, BEND, OR 97701-6302
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053559
Date	Oct 12, 2020
Instrument	2020-53559

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	2643 NE BRIAN RAY CT, BEND, OR 97701-6302
Document Number	0000026166
Instrument Date	Jan 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2643 NE BRIAN RAY CT BEND OR 977016302, BEND, OR 97701-6302

Mortgage

Document Number	0000026166
Date	Jun 8, 2020
Instrument	26166

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 7, 2035

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	2643 NE BRIAN RAY CT, BEND, OR 97701-6302
Document Number	0000024727
Instrument Date	Jun 21, 2017
Transaction Type	Mortgage
Record Updated	Jul 5, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2643 NE BRIAN RAY CT BEND OR 977016302, BEND, OR 97701-6302

Mortgage

Document Number	0000024727
Date	Jun 27, 2017
Instrument	24727

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 26, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 2643 NE Brian Ray Ct was $3,683, up 4% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,683.00 (+3.95%)	$218,000 (+3%)	$596,660 (+0.67%) Land $197,150 Building $399,510
2024	$3,543.00 (+7.85%)	$211,660 (+3%)	$592,700 (-) Land $197,150 Building $395,550
2023	$3,285.00	$205,500	$592,700 Land $197,150 Building $395,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2643 NE Brian Ray Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2643 NE Brian Ray Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon, Webformix.

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