McLennan County property record for 2603 Cumberland Ave, Waco, TX 76707
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,610 sqft · built 1950 |
| Lot Size | 0.216 acres (9,409 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $57,000 (Oct 2014) |
| Tax Bill | $3,735 (2025) |
| Deeds & Mortgages | Feb 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-004100-000200-7 |
| Primary APN | 48-004100-000200-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,610 sqft Living Area |
| 1st Floor Area | 1,610 sqft |
| Flooring | Wood |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Stone |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 9,409 sqft (0.216 acres) |
| Lot Dimensions | 165 ft deep x 57 ft wide |
| Garage Area | 630 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 320 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 169 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2603 CUMBERLAND AVE |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76707-1319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | O2 |
| Legal Description | BENNETT JAMES LOT B BLOCK B ACRES .216 |
| Legal Subdivision | BENNETT JAMES |
| Legal Block | B |
| Legal Lot Number | B |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 900 |
2603 Cumberland Ave is owned by two individuals who bought it in October 2014.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 FIREFLY CIR, MCGREGOR, TX 76657-4146 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2014 · Amount on File |
| Deed Sale | Oct 1, 2014 · Amount on File |
| Prior Sale | Sep 3, 2014 · Amount on File |
| Deed Document Number | 201429796 |
| Prior Transfer Date | Sep 30, 2014 |
| Prior Transfer Doc | 0000029796 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2603 CUMBERLAND AVE, WACO, TX 76707-1319 |
| Document Number | 0000004784 |
| Instrument Date | Feb 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 445 HEWITT TX 766430445, HEWITT, TX 76643-0445 |
| Document Number | 0000004784 |
|---|---|
| Date | Feb 11, 2020 |
| Instrument | 4784 |
| Name | ALLIANCE BK CTRL TX |
|---|---|
| Type | Bank |
| Address | WACO, TX 76710 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Feb 10, 2025 |
The 2025 property tax bill for 2603 Cumberland Ave was $3,735, down 12.8% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $118,000 (-28.97%) Land $26,251 Building $91,749 | $118,000 (-28.97%) Land $26,251 Building $91,749 | |
| 2025 | $3,735.00 (-12.84%) | $166,132 Land $23,900 Building $142,232 | $166,132 Land $23,900 Building $142,232 |
| 2024 | $4,285.00 | ||
| 2023 | $116,310 Land $23,900 Building $92,410 | $116,310 Land $23,900 Building $92,410 | |
| 2022 | $2,607.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2603 Cumberland Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2603 Cumberland Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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