2601 Cumberland Ave, Waco, TX 76707 Property Records

McLennan County property record for 2601 Cumberland Ave, Waco, TX 76707

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 908 sqft · built 1950
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$93,800 (Aug 2016)
Tax Bill$2,918 (2025)
Deeds & MortgagesSep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN48-004100-000100-0

Property Details

APN / Parcel Number

Primary APN48-004100-000100-0
Alternative APNs
  • 4800410000010000111
  • 164126

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area908 sqft Living Area
Gross Area1,028 sqft
1st Floor Area908 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1965
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions165 ft deep x 57 ft wide
DrivewayConcrete Driveway
Driveway Area300 sqft
PorchEnclosed Porch
Porch Area54 sqft
Storage Building36 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address2601 CUMBERLAND AVE
CityWACO
StateTX
Zip76707-1319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeO2
Legal DescriptionBENNETT JAMES LOT A BLOCK B ACRES .22
Legal SubdivisionBENNETT JAMES
Legal BlockB
Legal Lot NumberA
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2010
Census Tract900

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2601 CUMBERLAND AVE, WACO, TX 76707-1319
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2016 · Amount on Record
Deed SaleAug 3, 2016 · Amount on Record
Prior SaleAug 1, 2016
Deed Document Number201625101
Prior Transfer DateNov 5, 2014
Prior Transfer Doc0000034762
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address2601 CUMBERLAND AVE, WACO, TX 76707-1319
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032873
DateSep 30, 2019
Instrument2019032873
Lender
NameALLIANCE BANK CENTRAL TEXAS
TypeBank
AddressWACO, TX 76714
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term60 Months
DueSep 25, 2024

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$125,804 (-3.08%) Land $26,545 Building $99,259$125,804 (-3.08%) Land $26,545 Building $99,259
2025$2,918.00 (+1.07%)$129,800 (+19.09%) Land $24,150 Building $105,650$129,800 (+19.09%) Land $24,150 Building $105,650
2024$2,887.00 (+18.17%)
2023$108,990 Land $24,150 Building $84,840$108,990 Land $24,150 Building $84,840
2022$2,443.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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