2602 Spring Breeze Way, Monroe, NC 28110 Property Records

Union County property record for 2602 Spring Breeze Way, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,624 sqft · built 2010
Lot Size	0.278 acres (12,110 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Jul 2021)
Tax Bill	$3,204 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Feb 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-345-308`

Property Details

APN / Parcel Number

Primary APN	`09-345-308`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,624 sqft Living Area
1st Floor Area	1,192 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	12,110 sqft (0.278 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2602 SPRING BREEZE WAY
City	MONROE
State	NC
Zip	28110-8347
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-12SU MON
Legal Description	#78 WINDY RIDGE PH3 OPCJ776
Legal Subdivision	WINDY RIDGE
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2000
Census Tract	20403

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2602 SPRING BREEZE WAY, MONROE, NC 28110-8347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Warranty Deed, Transfer · Conventional Mortgage FOUNDERS FCU
Feb 12, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Prior Sale	Nov 30, 2010 · Amount on Record
Deed Document Number	202135957
Deed Book / Page	8188 / 636
Prior Transfer Date	Feb 12, 2021
Prior Transfer Doc	7987514
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 30, 2021
Property Address	2602 SPRING BREEZE WAY, MONROE, NC 28110-8347
Document Number	8188636
Book / Page	8188 / 636
Map Reference	CAB J FILE 776
Instrument Date	Jul 30, 2021
Instrument	35957
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	BARRISTERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4708 STONINGTON DR, 4708, MONROE, NC 28110-8228

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2602 SPRING BREEZE WAY, MONROE, NC 28110-8347

Mortgage

Document Number	35958
Date	Jul 30, 2021
Instrument	35958

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Aug 5, 2028
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	9.25%

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Feb 12, 2021
Property Address	2602 SPRING BREEZE WAY, MONROE, NC 28110-8347
Document Number	0007987514
Book / Page	7987 / 514
Map Reference	CAB J FILE 776
Instrument Date	Feb 12, 2021
Instrument	6666
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4708 STONINGTON DR, MONROE, NC 28110-8228

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$366,600 (-) Land $72,000 Building $294,600	$366,600 (-) Land $72,000 Building $294,600
2025	$3,204.00 (+16.98%)	$366,600 (+45.94%) Land $72,000 Building $294,600	$366,600 (+45.94%) Land $72,000 Building $294,600
2023	$2,739.00	$251,200 Land $46,400 Building $204,800	$251,200 Land $46,400 Building $204,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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