2557 Spring Breeze Way, Monroe, NC 28110 Property Records

Union County property record for 2557 Spring Breeze Way, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,358 sqft · built 2010
Lot Size	0.231 acres (10,062 sqft)
Owner	2 Individual Names on File
Last Sale	$178,000 (Oct 2007)
Tax Bill	$3,011 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-345-357`

Property Details

APN / Parcel Number

Primary APN	`09-345-357`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,358 sqft Living Area
1st Floor Area	1,021 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	10,062 sqft (0.231 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2557 SPRING BREEZE WAY
City	MONROE
State	NC
Zip	28110-8342
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-12SU MON
Legal Description	#126 WINDY RIDGE PH4 OPCJ777
Legal Subdivision	WINDY RIDGE
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2003
Census Tract	20403

Owner

2557 Spring Breeze Way, a rural home, is owned and occupied by two individuals who bought it in October 2007.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2557 SPRING BREEZE WAY, MONROE, NC 28110-8342
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jan 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2007 · Amount on File
Deed Sale	Oct 17, 2007 · Amount on File
Deed Document Number	200745929
Deed Book / Page	4713 / 681
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2557 SPRING BREEZE WAY, MONROE, NC 28110-8342
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2557 SPRING BREEZE WAY, MONROE, NC 28110-8342

Mortgage

Document Number	0009289365
Date	Jan 21, 2026
Book Page	9289/365
Instrument	1583

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2041

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2557 SPRING BREEZE WAY, MONROE, NC 28110-8342
Document Number	6858290
Book / Page	006858 / 000290
Instrument Date	Jan 10, 2017
Transaction Type	Mortgage
Record Updated	Feb 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2557 SPRING BREEZE WAY MONROE NC 281108342, MONROE, NC 28110-8342

Mortgage

Document Number	6858290
Date	Jan 12, 2017
Book Page	006858/000290
Instrument	893

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2557 Spring Breeze Way was $3,011.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$344,500 (-) Land $72,000 Building $272,500	$344,500 (-) Land $72,000 Building $272,500
2025	$3,011.00	$344,500 Land $72,000 Building $272,500	$344,500 Land $72,000 Building $272,500
2023	$2,603.00	$238,700 Land $46,400 Building $192,300	$238,700 Land $46,400 Building $192,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2557 Spring Breeze Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2557 Spring Breeze Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spring Breeze Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures