San Diego County property record for 2602 Secret Lake Ln, Fallbrook, CA 92028
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,175 sqft · built 1989 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | Company Name on File |
| Last Sale | $450,000 (Apr 1989) |
| Tax Bill | $9,101 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 124-170-64-00 |
| Primary APN | 124-170-64-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,175 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Mediterranean |
| Lot Area | 49,223 sqft |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2602 SECRET LAKE LN |
|---|---|
| City | FALLBROOK |
| State | CA |
| Zip | 92028-9453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | LOT 26 TR 011920 |
| Legal Subdivision | FALLBROOK 4221 |
| Legal Tract | 011920 |
| Legal Block | 1 |
| Legal Lot Number | 26 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 18805 |
2602 Secret Lake Ln is owned by a company that acquired it in June 2015 and is owner-occupied.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2602 SECRET LAKE LN, FALLBROOK, CA 92028-9453 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 21, 1989 · Amount on File |
| Deed Sale | Apr 21, 1989 · Amount on File |
| Prior Sale | Apr 22, 1988 · Amount on File |
| Deed Document Number | 1989208077 |
| Last Transfer Date | Jun 2, 2015 |
| Transfer Doc | 0000297194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2602 SECRET LAKE LN, FALLBROOK, CA 92028-9453 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 2602 SECRET LAKE LN, FALLBROOK, CA 92028-9453 |
| Document Number | 0000058725 |
|---|---|
| Date | Feb 8, 2022 |
| Instrument | 2022-0058725 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 3, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 2602 Secret Lake Ln was $9,101 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Fallbrook Union Elementary School District (KG - 08) |
| Secondary School District | Fallbrook Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $868,540 (+2%) Land $287,098 Building $581,442 | |
| 2025 | $9,101.00 Homeowner's exemption | $851,511 Land $281,469 Building $570,042 |
| 2023 | $8,618.00 (-0.03%) Homeowner's exemption | $818,447 Land $270,540 Building $547,907 |
| 2022 | $8,621.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2602 Secret Lake Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2602 Secret Lake Ln is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 46% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: T-Mobile.
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