San Diego County property record for 2708 Secret Lake Ln, Fallbrook, CA 92028
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,018 sqft · built 1991 |
| Lot Size | 0.231 acres (10,066 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Jun 2016) |
| Tax Bill | $5,915 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 124-430-02-00 |
| Primary APN | 124-430-02-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,018 sqft Living Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Lot Area | 10,066 sqft (0.231 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2708 SECRET LAKE LN |
|---|---|
| City | FALLBROOK |
| State | CA |
| Zip | 92028-9483 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 2 TR 011920 |
| Legal Subdivision | FALLBROOK 4221 |
| Legal Tract | 011920 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 18805 |
2708 Secret Lake Ln is owned and occupied by two individuals who bought it in June 2016.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2708 SECRET LAKE LN, FALLBROOK, CA 92028-9483 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RUEDY & STITES ADVERTISING COMPANY |
| Dec 21, 2020 | Quit Claim Deed, Transfer RUEDY & STITES ADVERTISING COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2016 · Amount on File |
| Deed Sale | Jun 9, 2016 · Amount on File |
| Prior Sale | May 2, 1995 · Amount on File |
| Deed Document Number | 2016284201 |
| Prior Transfer Date | Mar 26, 1997 |
| Prior Transfer Doc | 0000148213 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2708 SECRET LAKE LN, FALLBROOK, CA 92028-9483 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2022 |
| Title Company | FIN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2708 SECRET LAKE LN, FALLBROOK, CA 92028-9483 |
| Document Number | 0000652002 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 2021-0652002 |
| Name | RUEDY & STITES ADVERTISING COMPANY |
|---|---|
| Type | Mortgage Company |
| Address | DENVER, CO 80222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 21, 2020 |
| Property Address | 2708 SECRET LAKE LN, FALLBROOK, CA 92028-9483 |
| Document Number | 0000822201 |
| Instrument Date | Dec 16, 2020 |
| Instrument | 822201 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2020 |
| Title Company | FINANCIAL TITLE, FIN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2708 SECRET LAKE LN FALLBROOK CA 920289483, FALLBROOK, CA 92028-9483 |
| Document Number | 822202 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 822202 |
| Name | RUEDY & STITES ADVERTISING COMPANY |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80222 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 20, 2050 |
The 2025 property tax bill for 2708 Secret Lake Ln was $5,915.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $573,540 (+2%) Land $191,167 Building $382,373 | |
| 2025 | $5,915.00 | $562,295 Land $187,419 Building $374,876 |
| 2023 | $5,678.00 (+1.74%) | $540,463 Land $180,143 Building $360,320 |
| 2022 | $5,581.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2708 Secret Lake Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2708 Secret Lake Ln is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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