2602 River Rd, Decorah, IA 52101 Property Records

Winneshiek County property record for 2602 River Rd, Decorah, IA 52101 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 1,456 sqft · built 1970
Lot Size1.95 acres (84,942 sqft)
OwnerIndividual Name on File
Last Sale$239,500 (Feb 2018)
Tax Bill$3,634 (2024)
Deeds & MortgagesFeb 2022 Mortgage
Aug 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN111247701900

Property Details

APN / Parcel Number

Primary APN111247701900

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,456 sqft Living Area
Basement Area1,456 sqft
Finished Basement650 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1970
Exterior MaterialVinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area84,942 sqft (1.95 acres)
Garage TypeDetached
Garage Area728 sqft
Parking Spaces3 Parking Spaces
Deck Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Water SourceCommercial

Location & Zoning

Street Address2602 RIVER RD
CityDECORAH
StateIA
Zip52101-7322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 6 & 7 HAUGEN- HUMMEL 1ST SUB
Legal Lot Number6,7
JurisdictionWINNESHIEK IA
Township / Civil DivisionDECORAH
Census Block Group2
Census Block2065
Census Tract950400

Owner

Source: Winneshiek County records · APN 111247701900

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2602 RIVER RD, DECORAH, IA 52101-7322
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
DECORAH BANK & TRUST CO
Aug 07, 2017Deed of Trust, Mortgage · Conventional Mortgage
KERNDT BROTHERS SAVINGS BANK
Aug 07, 2017Deed of Trust, Mortgage · Line of Credit
KERNDT BROTHERS SAVINGS BANK
Feb 05, 2018Warranty Deed, Transfer
SIRVA MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 05, 2018 · Amount on Record
Deed SaleFeb 05, 2018 · Amount on Record
Prior SaleAug 05, 2013 · Amount on Record
Deed Document Number2018315
Deed Book / Page2018 / 315
Record UpdatedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNESHIEK IA
Property Address2602 RIVER RD, DECORAH, IA 52101-7322
Transaction TypeMortgage
Record UpdatedMar 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002022/432
DateFeb 10, 2022
Book Page2022/432
Instrument2022 0432
Lender
NameDECORAH BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMar 01, 2032
Interest
Rate TypeFixed Rate

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNESHIEK IA
Property Address2602 RIVER RD, DECORAH, IA 52101-7322
Transaction TypeMortgage
Record UpdatedSep 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017/2311
DateAug 07, 2017
Book Page2017/2311
Instrument2017 2311
Lender
NameKERNDT BROTHERS SAVINGS BANK
TypeBank
AddressLANSING, IA 52151
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueSep 01, 2037

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNESHIEK IA
Property Address2602 RIVER RD, DECORAH, IA 52101-7322
Transaction TypeMortgage
Record UpdatedSep 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017/2312
DateAug 07, 2017
Book Page2017/2312
Instrument2017 2312
Lender
NameKERNDT BROTHERS SAVINGS BANK
TypeBank
AddressLANSING, IA 52151
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueAug 15, 2022
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNESHIEK IA
Recording DateFeb 05, 2018
Property Address2602 RIVER RD, DECORAH, IA 52101-7322
Document Number2018/315
Book / Page2018 / 315
Instrument DateFeb 01, 2018
Instrument2018315
Transaction TypeTransfer
Record UpdatedSep 10, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002018/0000000316
DateFeb 05, 2018
Book Page0000002018/0000000316
Instrument000000000316
Lender
NameSIRVA MORTGAGE
TypeMortgage Company
Agreement
AmountAmount Recorded
Term179 Months
DueJan 01, 2033

Tax Assessment & Valuation

Source: Winneshiek County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateIowa
CountyWinneshiek County
Unified School DistrictDecorah Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$339,520 (+11.23%) Land $62,880 Building $276,640$339,520 (+11.23%) Land $62,880 Building $276,640
2024$3,634.00 (+7.64%)
2023$305,250 (+16.04%) Land $62,880 Building $242,370$305,250 (+16.04%) Land $62,880 Building $242,370
2022$3,376.00 Homeowner's exemption$263,060 Land $52,400 Building $210,660
2021$263,060 Land $52,400 Building $210,660

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winneshiek County (19191C), updated February 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 49% of Iowa
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on River Rd

Nearby Streets

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