Winneshiek County property record for 2577 River Rd, Decorah, IA 52101 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 3,611 sqft · built 1999 |
| Lot Size | 1.38 acres (60,113 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $900,000 (Jun 2025) |
| Tax Bill | $8,436 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jun 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 111325200800 |
| Primary APN | 111325200800 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 5 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 3,611 sqft Living Area |
| 1st Floor Area | 2,490 sqft |
| Attic | Attic |
| Attic Area | 1,121 sqft |
| Basement Area | 2,490 sqft |
| Finished Basement | 1,350 sqft |
| Unfinished Basement | 1,140 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Stone |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 60,113 sqft (1.38 acres) |
| Garage Type | Mixed |
| Garage Area | 1,558 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 323 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 2577 RIVER RD |
|---|---|
| City | DECORAH |
| State | IA |
| Zip | 52101-7668 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 OF 1 OF E 30 ACRES SW NE LYING S & E OF CO RD A6W |
| Legal Range | 08W |
| Legal Township | 98N |
| Legal Section | 13 |
| Legal Lot Number | 1 |
| Jurisdiction | WINNESHIEK IA |
| Township / Civil Division | DECORAH |
| Census Block Group | 2 |
| Census Block | 2063 |
| Census Tract | 950400 |
Source: Winneshiek County records · APN 111325200800
Assessment roll updated October 21, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2577 RIVER RD, DECORAH, IA 52101-7668 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VIKING STATE BANK & TRUST |
| Jun 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VIKING STATE BANK & TRUST |
| Apr 21, 2011 | Deed of Trust, Mortgage · Conventional Mortgage VIKING STATE BANK & TRUST |
| Sep 18, 2012 | Deed of Trust, Mortgage · Conventional Mortgage VIKING STATE BANK & TRUST |
| Jun 27, 2011 | Deed of Trust, Mortgage · Line of Credit VIKING STATE BANK & TRUST |
| Jun 23, 2025 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 23, 2025 · Amount on Record |
| Deed Sale | Jun 23, 2025 · Amount on Record |
| Deed Document Number | 20251516 |
| Deed Book / Page | 2025 / 1516 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 2577 RIVER RD, DECORAH, IA 52101-7668 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02020/2876 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 2020/2876 |
| Instrument | 2020 2876 |
| Name | VIKING STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 2577 RIVER RD, DECORAH, IA 52101-7668 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02020/1933 |
|---|---|
| Date | Jun 03, 2020 |
| Book Page | 2020/1933 |
| Instrument | 2020 1933 |
| Name | VIKING STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 2577 RIVER RD, DECORAH, IA 52101-7668 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02011/1154 |
|---|---|
| Date | Apr 21, 2011 |
| Book Page | 2011/1154 |
| Instrument | 2011 1154 |
| Name | VIKING STATE BANK & TRUST |
|---|---|
| Address | DECORAH, IA 52101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 2577 RIVER RD, DECORAH, IA 52101-7668 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02012/3492 |
|---|---|
| Date | Sep 18, 2012 |
| Book Page | 2012/3492 |
| Instrument | 2012 3492 |
| Name | VIKING STATE BANK & TRUST |
|---|---|
| Address | DECORAH, IA 52101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 2577 RIVER RD, DECORAH, IA 52101-7668 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02011/1811 |
|---|---|
| Date | Jun 27, 2011 |
| Book Page | 2011/1811 |
| Instrument | 2011 1811 |
| Name | VIKING STATE BANK & TRUST |
|---|---|
| Address | DECORAH, IA 52101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Recording Date | Jun 23, 2025 |
| Property Address | 2577 RIVER RD, DECORAH, IA 52101-7668 |
| Document Number | 02025/1516 |
| Book / Page | 2025 / 1516 |
| Instrument Date | Jun 10, 2025 |
| Instrument | 2025 1516 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,439.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2577 RIVER RD, DECORAH, IA 52101-7668 |
| Document Number | 0020251517 |
|---|---|
| Date | Jun 23, 2025 |
| Instrument | 2025 1517 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2040 |
Source: Winneshiek County records · Assessment roll updated October 21, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Winneshiek County |
| Unified School District | Decorah Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,436.00 Homeowner's exemption | $792,170 (+13.96%) Land $73,370 Building $718,800 | $792,170 (+13.96%) Land $73,370 Building $718,800 |
| 2024 | $8,436.00 (+7.52%) | ||
| 2023 | $695,150 (+15.95%) Land $73,370 Building $621,780 | $695,150 (+15.95%) Land $73,370 Building $621,780 | |
| 2022 | $7,846.00 Homeowner's exemption | $599,550 Land $61,140 Building $538,410 | |
| 2021 | $599,550 Land $61,140 Building $538,410 |
Source: FEMA National Flood Hazard Layer, Winneshiek County (19191C), updated February 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Low above 7% of the US · above 40% of Iowa |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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