2602 Montecito Ln, Richmond, TX 77406 Property Records

Fort Bend County property record for 2602 Montecito Ln, Richmond, TX 77406

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,678 sqft · built 2015
Lot Size0.138 acres (6,000 sqft)
OwnerCompany Name on File
Tax Bill$2,672 (2025)
Deeds & MortgagesDec 2018 Loan Modification
Dec 2018 Line of Credit
Flood ZoneZone AE (high risk)
APNR431533

Property Details

APN / Parcel Number

Primary APNR431533
Alternative APN
  • 6245-03-004-0070-901

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,678 sqft Living Area
Gross Area2,098 sqft
1st Floor Area1,678 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions105 ft deep x 57.1 ft wide
View / LotInterior
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area125 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2602 MONTECITO LN
CityRICHMOND
StateTX
Zip77406-4664
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIO VISTA SEC 3, BLOCK 4, LOT 7
Legal SubdivisionRIO VISTA SEC 3
Legal Block4
Legal Lot Number7
JurisdictionFORT BEND TX
Township / Civil DivisionFULSHEAR-SIMONTON
Census Block Group1
Census Block1007
Census Tract673401

Owner

2602 Montecito Ln is owned by a company that acquired it in January 2015.

Source: Fort Bend County records, as of April 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address13141 NORHTWEST HWY, HOUSTON, TX 77040
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2018Loan Modification, Mortgage
LEGACY BK/TX
Dec 27, 2018Quit Claim Deed, Mortgage · Line of Credit
LEGACY BK/TX

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 3, 2015
Deed SaleJan 3, 2015
Deed Document Number201512055
Record UpdatedJun 8, 2026

December 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFORT BEND TX
Recording DateDec 27, 2018
Property Address2602 MONTECITO LN, RICHMOND, TX 77406-4664
Instrument DateDec 20, 2018
Instrument141700
Transaction TypeMortgage
Record UpdatedJan 29, 2019
Title CompanyLCH TITLE COMPANY, LCH TITLE CO

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address6707 GESSNER RD HOUSTON TX 770404017, HOUSTON, TX 77040-4017

Mortgage

Document Number0000141700
DateDec 27, 2018
Instrument141700
Lender
NameLEGACY BK/TX
TypeBank
Address5851 LEGACY CIR # 1200, PLANO, TX 75024-5968
Agreement
AmountAmount on Record

December 2018: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionFORT BEND TX
Recording DateDec 27, 2018
Property Address2602 MONTECITO LN, RICHMOND, TX 77406-4664
Document Number0000141699
Instrument DateDec 17, 2018
Instrument141699
Transaction TypeMortgage
Record UpdatedJan 29, 2019
Title CompanyLCH TITLE COMPANY, LCH TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6707 GESSNER RD HOUSTON TX 770404017, HOUSTON, TX 77040-4017

Mortgage

Document Number141993
DateDec 27, 2018
Instrument141993
Lender
NameLEGACY BK/TX
TypeBank
Address5851 LEGACY CIR # 1200, PLANO, TX 75024-5968
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2602 Montecito Ln was $2,672, down 56.1% from the year before.

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

TypeName
StateTexas
CountyFort Bend County
Unified School DistrictLamar Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,672.00 (-56.14%)$170,335 (-33.32%) Land $42,250 Building $128,085$170,335 (-33.32%) Land $42,250 Building $128,085
2024$6,092.00 (+96.9%)$255,437 (+31.09%) Land $42,250 Building $213,187$255,437 (+31.09%) Land $42,250 Building $213,187
2023$3,094.00$194,851 Land $32,500 Building $162,351$194,851 Land $32,500 Building $162,351
2018$1,983.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2602 Montecito Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 574 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies574 in force
Nearby Flood Claims154 (2012–2024)
Claims Outside the SFHA7 of 154
Most Recent ClaimJul 2024 · Hurricane Beryl
Claims by Event
  • Hurricane Harvey, Sep 2017 · 133 claims
  • Severe Storms And Flooding, Jun 2016 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2602 Montecito Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFORT BEND COUNTY MUD 145 RIO VISTA
serves 1,263 people · EPA ID TX0790502
Water SourcePurchased groundwater from CITY OF RICHMOND
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband.

Nearby Properties on Montecito Ln

Nearby Streets

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