2602 Clara St, McHenry, IL 60050 Property Records

McHenry County property record for 2602 Clara St, McHenry, IL 60050

Property Summary

Property TypeSingle Family Home
Details4 ba · 1,568 sqft · built 1964
Lot Size0.769 acres (33,541 sqft)
Owner2 Individual Names on Record
Last Sale$177,000 (Nov 2015)
Tax Bill$8,809 (2024)
Deeds & MortgagesJan 2023 Line of Credit
Flood ZoneZone AE (high risk)
APN09-24-129-008

Property Details

APN / Parcel Number

Primary APN09-24-129-008

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures9 Plumbing Fixtures
Building Area1,568 sqft Living Area
1st Floor Area1,568 sqft
Basement Area739 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleA-Frame
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area33,541 sqft (0.769 acres)
Garage Area644 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Deck Area122 sqft
Patio Area110 sqft
Shed1 Shed
Shed Area160 sqft

Location & Zoning

Street Address2602 CLARA ST
CityMCHENRY
StateIL
Zip60050-2606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2015R0043657 LT 2 BOAT & SADDLE SUB & PC BET W LINE LT 2 & CHANNEL PT NW1/4
Legal SubdivisionBOAT & SADDLE SUB
Legal Block129
Legal Lot Number2
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group1
Census Block1029
Census Tract870604

Owner

Source: McHenry County records, as of June 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2602 CLARA ST, MCHENRY, IL 60050-2606
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2015 · Amount on Record
Deed SaleNov 20, 2015 · Amount on Record
Deed Document Number201543657
Prior Transfer DateNov 18, 2015
Prior Transfer Doc0000043657
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address2602 CLARA ST, MCHENRY, IL 60050-2606
Transaction TypeMortgage
Record UpdatedJan 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000448
DateJan 6, 2023
Instrument2023R0000448
Lender
NameAMERICAN AIRLINES FCU
TypeCredit Union
AddressFORT WORTH, TX 76155
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJan 5, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$8,809.00$118,149 (+20.31%) Land $81,538 Building $36,611$354,447 (+20.31%) Land $244,614 Building $109,833
2022Homeowner's exemption$98,201 Land $67,771 Building $30,430$294,603 Land $203,313 Building $91,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims30 (1978–2017)
Claims Outside the SFHA6 of 30
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms & Flooding, Apr 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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